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Answered 2008-07-03 22:35:55
Book value fixed annuities pay a declared rate of interest for a specified period. No market value adjustment (MVA) is imposed if the holder withdraws assets before the end of the contract term. MVA products also pay a declared rate of interest for a specified period, and do impose such an adjustment.
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what is the definition of annuity variable?
A variable annuity is an annuity that has gains or losses that are based on how well investment funds chosen by the owner of the contract do. This is different from a fixed annuity in that a fixed annuity pays a fixed amount on a regular schedule no matter how the economy is doing.
How safe is your 403-B annuity with AIG?
How safe is TSA 403 (b) Fixed annuity? Is TSA 403 (b) Fixed annuity insured ?
What is a fixed income annuity?
A fixed income annuity is a type of insurance contract where the insurance company makes payments of a preassigned amount to the holder of the annuity, the annuitant.
How safe and secure is an AIG annuity that pays 4 percent fixed per year?
It is as safe as AIG is. No fixed annuity has ever lost any money, but bottom line, AIG backs the fixed annuity
Will you earn a higher interest rate with a variable annuity than with a fixed annuity?
Yes, you do earn a higher interest rate with a variable annuity than with a fixed annuity. It depends on what kind of interest rate you have at the moment.
Fixed Annuity Calculator?
Fixed Annuity Calculator A Fixed Annuity can provide a very secure, tax-deferred investment. It can provide a guaranteed minimum interest rate, with no taxes due on any earnings until they are withdrawn from the account. Use this calculator to help you determine how a Fixed Annuity might fit into your retirement plan.
Is a variable annuity a good 403B investment?
Fees are higher in a Variable annuity than they are in say a fixed Index Annuity.
What are fixed annuities comprised of?
A fixed annuity is an annuity that pays a fixed amount of interest, defined by the terms of the contract. It is comprised of the money that you put in and the interest the insurance company provides in exchange.
Should I choose an annuity fixed?
If you would rather have a slower, but more stable growth then annuity fixed is for you. Fixed annuities also offer tax-deferral which increases the speed your money grows.
What are the current rates for Fixed Annuity in Omaha, NE?
fixed annuity rates effective from 4-15-09 can be found at http://www.rasberryagency.com/images/MofORates.pdf
What is annuity unit?
Annuity Unit is fixed sum payable to the Annuitant under the options offered and chosen by him.
What are the terms of borrowing against a fixed annuity?
You will need to ask your annuity provider what their terms are to get a loan against the annuity. There may also be some penalties.
How is an annuity payout calculated?
Market value along with a guaranteed death benefit rider if it was written into the contract. If it's a fixed annuity it can be calculated by the predetermined fixed rate.
What companies sell Hybrid Annuity?
All reputable annuity suppliers will provide a hybrid annuity. Please talk to your financial adviser to select the best one for you. Some people may not realise that a hybrid annuity is nothing more than a name for a fixed index annuity with a guaranteed lifetime income rider. An investor buys units of a variable annuity and the balance of his portfolio is used to buy units of a fixed annuity.
What type of annuity pays an equal annual amount until death?
The best annuity to do this right now is a Fixed Indexed Annuity with a Lifetime Income rider.
What types of investments are the funds of a fixed annuity invested in?
With a fixed annuity, you're giving your money to an insurance company in return for a fixed interest rate. It is the company that decides how to invest that money. You as the owner, does not pick any funds.
Is your Roth fixed deferred annuity an indexed annuity?
No, unless it states it is an indexed annuity. If it just states that it is a fixed deferred annuity, then No. Deferred means that no taxes are paid until funds are removed, however by the nature of the Roth IRA interest is not taxable under the provisions of a Roth IRA with the IRC code.
What is a series of fixed payments and interest rate in excel?
Annuity
What type of annuity pays you a flat interest rate?
A tax deferred fixed annuity pays a flat interest rate.
will the current problems at the stock market, affect our annuity payments?
No, you annuity payment should have been fixed up front.
What is the common purpose for a fixed annuity?
A fixed annuity is a way to help save for retirement within a safe environment. They are backed by the guarantees of the companies that issue them. They make a great addition to anyone's portfolio.
When is an investment an annuity?
When an investment is made with the sole purpose of getting a fixed sum of payment each year can be termed as annuity investment.
What does an immediate annuity calculator allow a person to determine?
A Fixed Annuity can provide a very secure, tax deferred investment. It can provide a guaranteed minimum interest rate, with no taxes due on any earnings until they are withdrawn from the account. Use this annuity calculator to help you determine how a Fixed Annuity might fit into your retirement plan.
What is an annuity payout?
An annuity payout is cash recieved from an annuity that you build through investment. There are several types of annuity payouts, such as the Life option, which pays retirement based on your life expectancy, and a Joint-life option that pays for you and your spouse. Annuity payments are fixed payments made out over a specific amount of time. These days there are companies that can offer you a lump sum settlement on your fixed annuity payment that you recieve if you wish to have all your money now.,
Which of these is true of an annuity?
there are two types of annuities including fixed and variable
