It depends entirely on the circumstances. Penalties could range from nothing to having your permit time extended for several years, or having your permit rescinded. If you were At Fault, you can depend on having your insurance go up.
No they won't. A learners permit is not a valid license. They shouldn't be driving without a licensed driver. The owner of the car can be held liable. They can be sued for allowing an unlicensed driver, drive their vehicle.
It can happen, yes.
It all depends on the state in which the accident happened as well as the type of accident.
Who else do you think should be held liable?
then your both screwed
No. In any US state insurance companies are only allowed to sell auto insurances of any kind to licensed drivers. The reasoning for this is because in the event that the person with the learners permit fails their road test(s), then the insurance companies are not held liable in the event of an accident. That is why there is a manidtory requirement that the person with the learner's permit drive with a licensed experienced driver in the car at ALL times, so in the event there is an accident, the insurance company will cover it under the licensed driver's policy.
Your Insurance Rates will almost always "decrease" when you obtain your permanent Drivers License, barring any accident or tickets having accumulated while you had the learners permit.
You are liable for the damages to the property that was struck which belongs to others. If you have coverage for the car you were driving, (Collision) the deductible would have to be paid. If there is no coverage on the vehicle, then it's up to the owner to repair and whatever arrangements were made prior to the accident.
well in florida if u drive alone with a learners permit you will have ur drivers license suspended for up to six months...............so don't do it
how do i get car insurance with just my learners permit?
that's the purpose of a LEARNERS permit
Yes, you can take a learners permit when you are 14.