I think the wife's insurance is primary.
Primary insurance coverage is what is first used when a medical service is being rendered. This is what will be billed first. Secondary insurance is supposed to cover what the primary insurance does not.
Yes
The secondary insurance cover both pays and co-pays of the primary insurance depending with the insurance company.
It means that whoever states their insurance is Primary, it's really Primary regardless of who is at fault. For example, the subcontractors insurance is usually primary over the GCs insurance. This means that if the sub has a claim and in all reality it's the GC's fault, but the sub listed their insurance as primary, then the subs insurance is paying first no matter what. Primary means just that, the insurance listed is PRIMARY, regardless of fault. www.mac2insure.com
Put simply, yes, you can buy travel insurance or travel health insurance without primary insurance. That's just as well, as your primary insurance may not cover you (or cover you completely) when you travel overseas.
if primary paid more than allowed amount or if patient has primary insurance
It can be your primary doctor or a doctor that the life insurance company chooses.
No, it's fraudulant. It's not practical, the secondary insurance should pay the remainder of the cost the primary insurance doesn't cover.
The husbands own insurance would be primary, and his wife's would be secondary.
Primary insurance agency, these people will take care of you and it's not pricey and they are willing to work with anyone's budget. www.primaryinsuranceagency.com
depends