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The 401(k) maximums for 2009 was established based on a cost of living adjustment. The 2009 Basic maximum 401K contribution amount is set at $16,500. Catch up contributions allow a maximum of an additional $5,500. Catch up contributions would bring the total to $22,000 but you must be 50 years old and above for the additional allowed contribution amount. The 401k Basic maximum contribution figure is also true for the 403b (used by non-profits and educational institutions). But with the 403b there is also a $40,000 "catch up" provision and a 15-year (same employer) "catch up" provision. These are a bit confusing and are best explained by to the employee by the Third Party Administrator (TPA). In 2009 the entire 403b administration rules changed, too. The basic rules are explained more thoroughly at other sites on the web, but beware of the ever changing nature of these regulations and that postings on the internet are often out-of-date. One site, money-zine, (, which came up on a search on 3-27-09 and it is fairly comprehensive, doesn't include the 401k or 403b Roth after-tax contributions that can now be made or the TPA rules. To get the 'right answer' regarding 403b contribution maximums, please do more than Google searches and reading internet information. The site is helpful and has specific rules, but it really takes a knowledgeable TPA to give the correct information for an individual's specific situation. Per the referenced article another important point to remember regarding your 401k maximum contribution limit - the combined total maximum contribution that you can make each year to ALL 401k plans in which you participate, including standard 401k plans and Roth 401k plans - is the lower of: (1) the maximum percentage contribution limit allowed under each of your employers' plans, or (2) the dollar limits shown in the table above. For example, if your employer's 401k plan allows you to contribute up to a maximum of 10% of your salary, and you earn $50,000, your maximum contribution limit is $5,000, not the $16,500 contribution limit in 2009 that applies only to higher-paid employees

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Q: What is the 401k maximum contribution for 2009?
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What is the maximum 403b contribution for 2009?

According to "My Money Blog" the maximum amount for a 403b increases to $16,500 for 2009.

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What is the 401k maximum contribution for 2010?


What is the maximum 401K contribution one can make each year?

The maximum 401k contribution a person can make each year is $17,000. That amount is before taxes. It is estimated that 33% of Americans don't make a substantial contribution to their 401k plans.

What is the maximum contribution for 401k in 2010?

Assuming you're referring to the pre-tax contribution for a 401k .... the max in 2010 is $16,500.

What is maximum contribution toward 401K for 2010?

The maximum pre-tax contribution to the 401k is $16,500. If you're over the age of 50 you're able to contribute an additional $5,500 as a catch-up contribution.

what is my 401k maximum contribution?

You will have to call your Human Resources department to find out what there maximum contribution is first off. And they will also be able to tell you what the governments maximum contribution is for you.

Does your employer's contribution count as part of the 401K maximum?


Can you contribute the max in 401K plus the 5500 catchup?

Yes you can. The catchup contribution is in addition to the maximum annual contribution under IRC 457, which was $15,500 in 2008 and is $16,500 in 2009.

When is the last date for 401K contribution 2009?

December 31, 2009.

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How is the 401k different from the Roth ira?

There is one main difference between a 401k and a Roth IRA. The maximum contribution limit for a 401k is about three times that of an IRA.