0
What is the best loan for a cosmetologist with a 593 credit score and low income?
Wiki User
∙ 19y ago
There are loans available for people with poor credit scores like yours. Go to a mortgage professional who deals with "BCD" or "Sub-prime" loans and ask about what's available. There is a vast number of mortgages available in this market; it would be impossible to say offhand what's for you. Understand that you will be paying more, either through a higher rate or in other ways. The best thing for you is a non-profit organization called NACA. They assist you with your homebuying process. The website is www.naca.com it is awesome. I know 10 people who have bought their home via this program.
Wiki User
∙ 19y ago
Add your answer:
Earn +20 pts
Can you get a home loan with a 640 credit score and 2 charge offs?
Yes, you can get a mortgage with a 640 credit score and four charge offs. Obviously, the better debt to income ratio, better credit score, and fewer negatives all help in securing the best loan possible for your situation.
What is the best score you can get in credit debt?
When people are in credit debt, they often wonder what their score is. The best score you can get in credit debt depends on many different things. You should ask your credit card company for this type of information.
Where can one find an estimator for their credit score?
One can find an estimator for their credit score on various sites across the world wide web. The best website for checking credit score is the website Free Credit Score.
What is the best credit score a person can get?
The absolute highest credit score you can get is 850. Only one out of every two hundred Americans has a perfect credit score of 850. It is very difficult to obtain a credit score that high.
Is a credit score of 800 good?
A credit score of 800 is very good and will net some of the best credit offers. A maximum score of 850 is possible on the FICO credit scoring system.
Can you get a home loan with a 640 credit score and 2 charge offs?
Yes, you can get a mortgage with a 640 credit score and four charge offs. Obviously, the better debt to income ratio, better credit score, and fewer negatives all help in securing the best loan possible for your situation.
What website is best to check your credit score?
The site I like the best to check my credit score is www.myFICO.com.
What is the best score you can get in credit debt?
When people are in credit debt, they often wonder what their score is. The best score you can get in credit debt depends on many different things. You should ask your credit card company for this type of information.
Where can one find an estimator for their credit score?
One can find an estimator for their credit score on various sites across the world wide web. The best website for checking credit score is the website Free Credit Score.
What is the best credit score a person can get?
The absolute highest credit score you can get is 850. Only one out of every two hundred Americans has a perfect credit score of 850. It is very difficult to obtain a credit score that high.
Is a credit score of 800 good?
A credit score of 800 is very good and will net some of the best credit offers. A maximum score of 850 is possible on the FICO credit scoring system.
Are there any credit cards that won't negatively affect my credit score?
Your best bet would be to close those older credit cards. While it may take some time, your credit score can be improved. However, opening a new credit card, even if it doesn't affect your credit score may not be the best way to go. I am unsure if there is a credit card that wouldn't affect your credit score.
How does a 663 credit score rank?
A 663 credit score ranks in the middle on the spectrum. A 750 or greater score is needed for the best interest rates.
Is 629 a bad credit score?
629 is not a bad credit score, but it is not great either. A credit score of 629 means you have a medium credit risk. You probably won't have trouble getting a loan or a credit card, but you may not get the best interest rates or terms. You should focus on building your credit history and improving your credit score by making on-time payments and keeping your debt levels low.
Can i get a credit card with a low credit score?
To find your credit score, go to a site such as freecreditreport.com. You want a HIGH credit score, NOT low. The best cards for high credit score are Chase Freedom Visa, Citi Platinum Select MasterCard, and Citi Diamond Preferred.
Where can I obtain my credit score along with information to help me understand it?
You can get your credit score from Experian, Equifax or TransUnion. It is suggested that you check them all because they can range widely in score. You can check your score free at Credit Karma. There is no definitive score that is "too low" to buy a house. If you have a co-signer with a great credit score, that helps immensely. The best thing you can do is try the best you can to pay your bills on time and to check your credit report for any discrepancies and report them immediately.
Is a 666 a good credit score?
It is in the medium to good range. It is not bad, but it is not the best you could have. However, you should be able to get financed with this credit score.
