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You do not have to be a US citizen to obtain credit. You simply need to find a lender willing to put you in debt! You can begin by establishing a relationship with a local bank. Speak with banker, or loan officer and tell them your goals. You want to express the desire to purchase a car and a house. This represents potential income to the bank. They will give you specific steps to take which can help you get there. You will need to establish at least 3 open credit accounts. Your local bank can extend a secured credit card and a personal loan secured by a Certificate of Deposit. These types of accounts require you to deposit money, which the bank will hold. Because these types of accounts are less risky for the bank, they are more likely to grant them to a credit beginner. This will get you started. Ask your banker what they recommend for a timetable. Follow their suggestions, and at the appropriate point, approach your banker again for another secured credit card, or possibly automobile financing. Following these steps will provide you with an excellent start to building a good credit history. In as little as 18 mos, you can be on your way to borrowing up to your eyeballs like the rest of America! Ain't capitalism grand?

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Q: What is the best way for you to build a credit history if you are not a US citizen but have a Social Security number and are married to a US citizen?
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Related questions

You are married your husband has no social security number you have three dependents how can you file so that you will get a stimulus rebate check?

you (the one with the social security number) file taxes as single, and claim all 3 dependents. how did you get married to him, yet he has no social security number? if he wasnt a citizen he instantly becomes one when you got married...


Is a Social security number required to be president?

Of the United States of America, Yes. You have to have a social security number to be a citizen and you have to be a citizen to be president.


Will your social security number show if you are married?

No, your social security number does not change when you get married.


Can a resident alien collect her husband's social security if he is a citizen when he dies?

Yes, if she is legally married and all the social security has been written under her name. If the above does not apply then she may not receive it. Check with your local social security office to be sure, though.


What can happen if an illegal alien married a U.S. citizen to get a Social Security card and a work permit but they got divorced after a year and the citizen found out the alien was using her?

=An immigrant is NOT an alien.==The immigrant would still be legal because they were married to a US citizen.=


Do an illegal immigrant need a social security number to marry a Canadian citizen in the US?

No. You do not need a social security number to get married in California. But you MUST have some sort of identification document, such as your passport, etc., to identify yourself.


Can a nonresident collect social security retirement benefits?

In the US Social Security System, citizenship is not a requirement, so yes, a non-citizen can collect Social Security as long as all other requirements are met. See the Related Link below.


Do you need to be a citizen of us for social security benefits?

yes


If you are applyig for a replacement Social Security card and already have a number but is not a citizen What happens if you say you are a citizen on the application when you're not?

its illegal to claim that you are a citizen when your not. you have to submit a letter to your social security office of what your mistake was and wha the correct answer should be. Claiming that you are a citizen when you are not could jeopadize your process to be an American citizen.


Can a non-american obtain a US issued credit card?

No. Applying for a credit card you must be a United States citizen. They varify this among other things with your social security number. To have a social security number you must be a citizen. All credit card issuers request your social security number and if you don't give it they will not give you credit. No. Applying for a credit card you must be a United States citizen. They varify this among other things with your social security number. To have a social security number you must be a citizen. All credit card issuers request your social security number and if you don't give it they will not give you credit.


How do you get social security card for illegal alien married to a US citizen here in the US?

Send all the info you have to the INS: http://www.uscis.gov/portal/site/uscis


Can you receive social security benefits if you have never worked and you are not a citizen?

yes