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If you want to lower some of your credit card accounts, you will need to go by a strict a budget. Your spending habits will have to change as to not charge things to your card. You will want to put any extra money you have on them to pay off the balance. If you want to get rid of a credit card, you need to call the company and cancel it once the card balance is zero.
What else can I help you with?
What factors can lower your credit score?
Factors that can lower your credit score include late payments, high credit card balances, applying for multiple new credit accounts, and having a short credit history.
How are store credit accounts different from bank credit card accounts?
cuz ur stupid
How does applying for a Best Buy credit card impact my credit score?
Applying for a Best Buy credit card can temporarily lower your credit score due to a hard inquiry on your credit report. This is because the credit card company will check your credit history before approving your application. However, if you are approved and use the card responsibly, it can help build your credit over time.
Where are the best credit card rates in the nation?
Credit card rates are not based on geographical location,but are based on individuals credit rating. The higher the rating, the better(lower) the interest rate.
Will credit card accounts in good standing be affected by a foreclosure?
That is a yes and no answer. No, the accounts won't be affected immediately. Yes, later they will. Ok, you won't lose the cards because of the foreclosure but as the credit card companies do run periodic checks on your credit you may find that they may lower or remove the credit line until such time as they feel safe to let you charge again.
Where can I find the best business credit card deals?
Most companies offer business credit card deals. Business credit card deals usually have a lower percentage rate and are good for keeping track of your money.
Can a bank close your credit card if you a behind in your mortgage but up to date on your credit card?
No, they are completely different accounts.
What is the best way to improve your credit score?
The best way to improve your credit score is to make on-time payments, keep credit card balances low, and avoid opening too many new accounts.
How can one lower credit cards monthly payments?
The best way to lower one's monthly credit card payments is calling the card issuer and explaining why one wishes to lower the rate. Depending on the creditor they may extend the due date.
How can i get free credit card accounts?
Credit is never "free". Some card companies offer "no annual fee", but sometimes only to the best qualified people, those usually with high credit scores. Nothing in this world is "free" anymore.
What is the easiest way to get a credit card?
Applying directly to a bank of your choice perhaps were you already have a checking account or saving accounts would be your best and easiest way to get a credit card. You can apply to several credits on line
Is it possible to get a bad credit history from being denied a credit card because you did not have a credit history?
It is possible that you will show a low credit score if you have no other loans, credit cards, etc. You have to have revolving accounts or other accounts to establish credit. If you are having trouble getting a credit card you can try and get a secured credit card, or have a co-signer help sign with a application for credit.
