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CA's Compulsory Financial Liabilities Law puts minimum liability at 15/30/5 which means $15000 for bodily injury for a person in an accident; $30000 for all people involved in one accident and $5000 for property damage in an accident. You should ideally purchase additional coverage to protect your assets against probable lawsuits incase of accident where you might be found At Fault. The average combined auto insurance premium in CA is approximately $969. This includes liability, collision and comprehensive. The actuals would typically vary from person to person depending on the assessment factors and rates charged by their auto insurance company. However trends do indicate that those affiliated to social groups like the AARP and other Senior Citizen clubs usually get better deals.

California auto insurance cost depends on a number of factors and is specific to the person, the limits you select and the company quoting the California auto insurance quote. The best way is to go online to a place like Netquote and get multiple auto insurnace quotes. You should carry California auto insurance to cover uninsured and underinsured motorists. Estimates are that one in four cars in California are either uninsured or underinsured. If you finance your vehicle you need to carry California auto insurance gap coverage to pay off the loan in case of a wreck.

If you do not have the financial ability to replace or repair your vehicle, you need to carry collision and comprehensive California auto insurance.

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Q: What is the cost of auto insurance in California?
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