A disabled person is one with a physical or mental handicap that impedes or impairs his or her daily activities.
Legal requirements for disabled status (benefits, parking) vary by location and agency.
(see related question)
Basically it is a continuation of your prior disability claim.
This definition describes total disability insurance, which pays a disability benefit if you can not work in a job related to your education, training, or experience. There are other enhanced versions of this definition that describe total disability as "specialty own-occupation" which protects your ability to work in your specialty. If for example you can teach your specialty at a college, you will still get benefits as long as you can't perform the duties of your specialty you were doing before becoming disabled/ incapable to work. You have to be careful in choosing the definition of your disability insurance plan, because that will decide if you get paid or not.
True Disability insurance does not just pay for a covered accidental injury - it pays for any injury or illness that prevents you from being able to work and earn an income. Therefore there is not a list of specific covered injuries.An important provision to understand with respect to disability insurance is the definition of total disability. It is the definition of disability that will describe the circumstances in which a claim may be payable
The Social security website is a great source of information. It will provide you with the definition and what the requirements are to claim disability.
The social disability application is a form filled out by someone who is disabled and unable to work. A person who can not work and earn an income would fill out the form and try to get social security disability income.
Technically the insurance can and often will make you take another job if your Disability contract has an "Any-Occupation" Definition of total disability. This definition says that benefits will only be paid if you are unable to do any occupation for which you can be expected to perform based on your experience, education and prior earnings.This is the primary reason why "Own-Occupation" Disability insurance is so important.
The definition of Caregiver is a health care provider who would help either prevent/identify a illness or take care of someone with a illness or disability.
This will have a LOT to do with the definition of total disability your policy provides you. If you purchased a True Own Occupation Disability policy, then Yes you can work as a practice owner and still receive 100% of your Disability benefits. The primary requirement is that you continue to be unable to perform the material and substantial duties of a Dentist. If the policy you purchased has a Modified Own Occupation definition of disability that working as a practice owner and earning an income will have a negative effect on the benefits you receive from your Long Term Disability insurance.
A disability is caused by an accident or illness. The illness can be acute or chronic. Whether or not you're eligible to receive any benefits due to your disability depends on what kind of insurance coverage you have. If your disability is work-related, you may be entitled to workers comp benefits that your employer may have purchased. In most states, this is required. You may also be eligible for government benefits that you've paid for with income taxes. If your disability is not work-related, you still may be eligible for government benefits or you may purchased a personal disability insurance policy to pay you benefits. Whether you receive disability benefits from your own insurance policy or a government plan, the definition of disability contained in the policy will tell you what constitutes a disability. Did you mean to ask, what is the definition of disability? That can vary from policy to policy and, since that kind of insurance can be very complex, I would check for your particular policy. mcdlife.com
"Retard" is a shortened form of "retarded," and is a very unkind and bullying word for a person with a mental or physical disability.
Probably not, unless you can show that your condition prevents you from performing your job duties, and your policy disability definition is an "own occupation" definition. Chances are that your color blindness allows you to work in many different occupations.
The portion of benefit called "Social Insurance Offset Benefit" can be reduced by any amounts received as disability or pension benefits. Also, depending on the definition of total disability and any additional riders that can enhance the definition of disability, including residual or partial benefit rider, your benefit may be reduced if you have income from a different source. Normally, retirement pension does not reduce the BASE benefit, because it's not an income from an active job/ occupation.