What is difference between deed and title?

Answer 1

Title is the legal relationship between a person and their property. Having title to property means having ownership which stands against the right of anyone else to claim it. Title to real property is evidenced by a deed, inheritance from a probated estate or by a court order.

A deed is the instrument by which title is generally transferred. A deed is the legal evidencethat a person owns a certain property. The grantee on a deed is the new owner of the land. The new owner has title to the property. A person who owns property has title, or in other words, the right to possess, control, and dispose of it.

A deed must be in writing, on paper and properly executed. To be effective against the world it must also be recorded in the land records. It is evidence of ownership of land and therefore it is evidence of title. However, a deed is not the only means by which title to real property is passed. Title to real property can also pass through a will or other type of probate proceeding, by a court decree or by a taking in fee.

Answer 2

A deed is used to transfer the title (ownership) of real property to a new owner. Title insurance is a way for the new owner to insure themselves from any loss resulting from any title defect that is discovered during their ownership of the property. The most common time that title defects are discovered is when you refinance your property or sell it. At those times the title is examined by the bank attorney or by the prospective buyer's attorney.

The difference is similar to the difference between your certificate of title that is proof you own your car and your car insurance.

Answer 3

If you're on the deed you own the property. If you're on the mortgage you have agreed to pay for the property. You should always be on both. Never agree to be responsible for paying for property that you do not own.

Answer 4

The person who has "title" to real estate is the person who owns the real estate. A deed is the legal document used to transfer ownership, or title, to real estate. The deed must be recorded in the land records to be fully effective and to document the change in ownership. A deed is merely evidence of a transfer of an interest in the title to a piece of real estate.

Ownership of the "title" to a piece of real estate is determined by examing all of the records at the land records office as well as the probate and family court. This includes the deeds, mortgages, tax liens and other documents in the land records office as well as deaths and divorces that affect real estate. Different jurisdictions have various requirements as to the public records that must be examined to determine the status of the title. Only after looking at all of these records can it be determined who owns the "title" to a piece of real property.

Answer 5

The person who has "title" to real estate is the person who owns the real estate. A deed is the legal document used to transfer ownership, or title, to real estate. The deed must be recorded in the land records to be fully effective and to document the change in ownership. A deed is merely evidence of a transfer of an interest in the title to a piece of real estate.

A quitclaim deed transfers the grantors interest in the real estate whatever that may be.

The person who has "title" to real estate is the person who owns the real estate. A deed is the legal document used to transfer ownership, or title, to real estate. The deed must be recorded in the land records to be fully effective and to document the change in ownership. A deed is merely evidence of a transfer of an interest in the title to a piece of real estate.

A quitclaim deed transfers the grantors interest in the real estate whatever that may be.

The person who has "title" to real estate is the person who owns the real estate. A deed is the legal document used to transfer ownership, or title, to real estate. The deed must be recorded in the land records to be fully effective and to document the change in ownership. A deed is merely evidence of a transfer of an interest in the title to a piece of real estate.

A quitclaim deed transfers the grantors interest in the real estate whatever that may be.

The person who has "title" to real estate is the person who owns the real estate. A deed is the legal document used to transfer ownership, or title, to real estate. The deed must be recorded in the land records to be fully effective and to document the change in ownership. A deed is merely evidence of a transfer of an interest in the title to a piece of real estate.

A quitclaim deed transfers the grantors interest in the real estate whatever that may be.

Answer 6

A Certificate of Title is a document used in the registered land systems based on the Torrens System. By this method of land record keeping, the government keeps track of all the encumbrances that affect a property and guarantees that all the encumbrances are set forth on the Certificate. Ownership of the land is still transferred by virtue of a deed and with each deed transfer a new Certificate of Title is issued. The buyer need look no further than that Certificate of Title to determine what encumbrances affect the land.

This is in contrast to a recorded land record keeping system. In a recorded land system, any legal document that affects any of the land in the town or county is recorded in chronological order and made available to the public through deed books and name indexes. The potential buyer must arrange to have the records checked (arranged by their attorney) through those indexes for the given period required by law in the particular jurisdiction. This is called a title examination. Massachusetts requires a fifty year title examination to certify title. Connecticut requires only forty years.

In both systems deeds are the legal documents used to transfer ownership of real property. A warranty deed warrants that the owner is the legal owner of the property and the property is free from all encumbrances except those listed in the deed. A quitclaim deed conveys only the interest of the grantor, if any, with no warranties.

Answer 7

The person who has "title" to real estate is the person who owns the real estate. A deed is the legal document used to transfer ownership, or title, to real estate. The deed must be recorded in the land records to be fully effective and to document the change in ownership. A deed is merely evidence of a transfer of an interest in the title to a piece of real estate.

A quitclaim deed transfers the grantors interest in the real estate whatever that may be.

Answer 8

A deed and a title are not the same thing. A deed is a legal document that transfers the title from one person to another.