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go the bank on which it is drawn, then have it certified( there might be a fee) you could also cash it right then and there if you have the proper I.D.
The best way to find this out would be to go to a Bank of America branch near you and ask. If you are able to provide proper identification, depending on the bank's policies, you may be able to cash the check for a fee, or receive a cashier's check for a fee to take to your bank, or they may decline the transaction entirely, in which case you will need to deposit the check at your own bank and wait for it to clear.
A bank fee for bouncing a check
I don't see why not. Contact your bank in which you drew the money from. It will likely cost you some money, as most every bank charges a fee to cancel a check. Best to do it immediately, before it gets cashed and you are S.O.L.! Good luck.
A check cashing fee is a fee that the bank will charge you when you deposit a check issued by a customer of another bank into your bank account. This fee is charged only if: a. The check that is deposited is an outstation check (Not from the same city/state where you have the bank account) b. The check that is deposited is an International check (From a different country and/or in foreign currency) In cases where the checks are issued by other banks in the same city/state or by a different branch of the same bank, banks do not charge any fee for cashing checks.
Deposit it in your bank account, there will be no fee. If you don't have a bank account, you can open one with the IRS check!
No there is one in London or you can use Barclays ATMs with no fee from Bank of America
"Bank of America charges non-members an ATM withdrawal fee of two dollars. If one of their members uses a non Bank of America ATM, then that bank usually has their own amount regulated (as a transaction fee, or penalty)."
No. Take the check to the bank that it is written on. Some banks will charge you a fee for cashing the check if you don't have an account with the bank, but they will cash the check.
Yes, anyone can receive a check. If you do not have a bank account, your options for negotiating that check will be limited compared to someone who does have a bank account. You would have to go to the drawee bank to cash the check (often for a fee) or use a check cashing service (again, typically for a fee).
A bank fee for bouncing a check
Your bank may choose to cash it, at their discretion, and assess a fee on your account which could be from $20-40 depending on your bank's fee schedule. Or, your bank may choose to return the check to the payee (whoever you wrote it to). In this circumstance, if the payee presents the check for payment at your bank, they will likely be told to return to you for an explanation of why they are unable to cash the check. But if they cash or deposit it at another bank and the check is returned unpaid, they will be charged a "returned item" fee by that bank and will probably be quite unhappy with you, and may even request that you pay the fee in addition to paying the check.