A restaurant that does not serve beer, wine or liquor generally needs only commercial general liability ("CGL"), without liquor liability. CGL protects the restaurant from claims arising from bodily injury and property damage suffered by 3rd parties (i.e., customers most likely). Probably the most common claim made against restaurants is slip & fall, which would be covered under a CGL policy. Another liability exposure that a restaurant may wish to consider is that of food-bourne illness (i.e., food poisoning), which is sometimes excluded from the CGL policy, but can often be added.
16910
General liability covers Public and Producs Liability, therefore by having General Liability cover, public liability is covered also.
Compare general liability insurance quotes from multiple providers. Learn about liability insurance in our free buyers' guides to business insurance.Hiscox specializes in general liability insurance for businesses with 10 employees or less.
You need a commercial general liability policy.
General Liability insurance is purchased through any insurer that provides commercial insurance lines coverage.
Comprehensive general liability insurance covers businesses against many liability exposures of a business. Comprehensive general liability insurance coverage includes completed operations, elevators, independent contractors, and more.
There is a specific type of insurance for all restaurants. For Thai restaurants , it would be ideal to get a commercial property insurance or in the alternative, a general liability insurance.
form_title=Purchase General Liability Insurance form_header=Protect yourself and your business from accidents with general liability insurance. Describe the business and/or property needing insurance:=_ Have you had this product in the past?= () Yes () No How soon do you need this product?=_
It is a good idea to consider purchasing general liability insurance for your business. General liability insurance can protect your business and give you peace of mind.
Obtain third party prices from general product insurers here! Rated auto car group comparison of general liability insurance quotes and instant product liability insurance rates for women. Luxury employers accident liability insurance estimates in ins commerce and public liability insurance for business liability insurance
General Liability insurance can be purchased through some reputable companies such as Nationwide Insurance, Geico Insurance, EInsurance and All State.
There is no set premium for general liability. It all depends on the type of business you have and the premium is typically based on one of a few things (gross sales, payroll, square footage). An Ice Cream parlor isn't going to pay the same amount as an Accounting firm.