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If you do not have this agreement in writing then you do not have proof that this was negotiated with the lender.

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Q: What is the implied rate of interest in a private party loan if you orally agreed it would be the market rate They now deny making that agreement?
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You rented a car for someone and he was listed as the 2nd driver he has not paid you as yet for the rental as he agreed Is it possible to take him to small claims court?

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What is implied and express condition?

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