What is the interest rate for a car loan with a fico score of 631?

That verys depending on on the finical institution borrowing you the money, also the make model year miles ext... they will want to know what amount you wanna borrow and then based on all that info u give them they will pick a term based off all the info and then give you your interest rate for instance if u borrow 1000$ at a 12 month term your interest is lower than if u borrowed the same 1000$ at a 18 month or 24 month term