If I understand your question properly, it's understandable why others didn't quite comprehend it.
I believe you are referring to when one has a loss, and makes an insurance claim, what happens if the insurer controls the repair process and underpays the repairs and as a result you have an improperly repaired property which may lose value (diminished value), requires costly re-repairs and causes for further out of pocket expenses such as substitute rentals, temporary living quarters etc.
It is reasonable that should an insurer fail to properly indemnify you, where coverage is applicable and you have properly submitted your claim and proof of loss, and met with all policy provisions, you would have legal recourse under a breach of contract issue for the harm and damaged caused by the insurer's actions, or lack thereof. Some restrictions may apply such as contracts/policy provisions which may have ACV (Actual Cash Value) coverage vs. Stated Value Policy (a agreed upon fixed dollar value) etc.
Bottom line, the insurer has a contractual duty to provide you the coverage you secured, anything less and they enjoy undue enrichment and have failed to meet their contractual and fiduciary responsibilities to the policy holder.
Caution, there are no obligations to mandate that an insurer advise you of what you may be entitled, but once asked, they must be truthful.
No-Fault insurance has everything to do with repairs. In the case of fault or not-at-fault, your car is covered, providing you carry collision and comprehensive coverage on your policy.
Just contact your Home Insurance Company and ask them about it. Many companies are fine with this for small claims or minor repairs.
This answer can be very involved. Most simply, you should attempt to get your insurance adjuster and the repairer to agree on the cost of repairs. Insurance companies issue 'supplement' payment on claims regularly.
In my experience, in a number of countries, Auto Insurance companies will not pay for repairs unless the repair is result of an accident. Then only what the car is worth.
Most care windshield repairs are covered by a majority of insurance companies. In cases of a broken windshield it is best to consult with your insurance agent to see exactly what is covered by your policy, and the amount they will pay.
After an accident, all parties involved with the accident should exchange insurance information. Typically, the insurance companies will talk to each other about repairs and cost.
Rental insurance only covers the renters personal property such as clothes, T.V. furniture etc. Any repairs to the dwelling is the responsibility of the landlord.
Work with the board to determine whose responsibility is to repair and whose responsibility it is to pay for the repairs. The board will work with the broker who handles the master insurance policy.
A dispute of repairs resulting from an accident should be directed to the Shop that made the repairs. The insurer is responsible for paying for the agreed amount for the repairs. However it is the Vehicle owners responsibility to choose a reputable repair shop of choice and the Shops responsibility to provide a quality of work acceptable to the vehicle owner. The insurance company who paid the repair bill is not further liable for poor quality of workmanship ptovided by the repair shop nor for a poor choice of repair facility on the part of the vehicles owner.
Some insurance adjusters will write you a check for the immediate repairs that are noticeable, However generally there are many repairs the adjuster does not notice until after the job is complete and or the job costs more than what he has allocated in any event you have the right for a reconsideration on all aspects. If the insurance company fails to fund as needed contact your state commissioner of insurance he/she will be glad to investigate the insurance company .(Insurance Companies worst nightmare because if they have many complaints the insurance commissioner can bar them from soliciting or providing insurance with in the state. Hope this helps
An auto glass repair company repairs or replaces broken vehicle windows. Many insurance companies do not require a deductible be paid for the front windshield. Many glass repair companies will come right to your home or business to do the repairs.
There are several companies which offer car insurance in New York City. Nationwide auto insurance offers insurance and includes a written guarantee on repairs, a choice of repair shops and the ability to see your repair online. Mercury Insurance notes that Forbes called it "One of America's most trusted companies" and offers several options within it's car insurance service including liability insurance, collision insurance, comprehensive insurance, medical insurance, personal protection insurance and uninsured driver insurance.
US Fidelis offers insurance for auto-repairs. They pay the repair shop while you pay your monthly insurance cost to them
Even if a driver was uninsured, the driver who was at fault is responsible for paying for repairs. Not having insurance does not take away responsibility.
No - insurance is for sudden and accidental damage. Routine repairs are considered maintenance and maintenance is not covered under any insurance policy.
If you are speaking of mechanical repairs the answer is no. Auto insurance is only made to pay for damages from covered accidents or comprehensive claims. Maintenance and mechanical repairs are not covered causes.
There are two major components when pricing van insurance companies. First, what is the premium for accident repairs and other damages. Secondly, is there protection for theft or vandalism. Vans are more susceptible to this kind of damage than smaller vehicles.
It depends on what type of repairs you are talking about and what type of insurance you need. I assume that you have been denied insurance due to the condition of the home, right? Talk with your agent or another agent and be up front about the situation. You probably will not be able to purchase homeowners insurance but may be able to purchase some other type of insurance on the home while you do repairs. Homeowners is only for a house that you as the owner currently live in and lack of repairs shows the company no "pride of ownership" which is a big deal. If you don't care about the house, this is not one they want to insure. Talk to the agent about the situation and it's best if you deal with an Independent Insurance Agent so that they will have several companies to choose from in helping you.
You need commercial General Liability Insurance
Always check your policy. Insurance companies are in the business of making money. You would assume that this damage is covered but it depends on the policy. Most companies in Texas do, but it is not a given. Always call your insurance company and ask if damage is covered. Repairs are almost never covered anymore.
after an insurance company is involed after a road traffic accident can i refuse thier offer and do the repairs myself
Most Insurance companies make their profit by not having to pay for car repairs because of good driving records. Most insurance claims cause insurance companies to pay out money. The only way they can retrieve that cost is to raise the car insurance premium of the insured or raise by a few cents the cost of car insurance spread over many insurers. So, many people do not make unneeded claims to their insurance company if it results in their rates going up.
There are many companies that will provide small appliance repairs. To find these companies you should go to your local phone book. Your phone book will list these ocmpanies.
No. But if you have proof positive that the mechanic caused the damage, HIS insurance will cover the repairs. Call your local office of the State Attorney General.
If you want to collect the depreciation your insurance company withheld from your claim payment you must make the repairs to your home. After you make the repairs contact your insurance company and they should issue a check for the depreciation.