It used to be 60 months, but there are now banks / car lots writing 72 and even 80 month car loan notes.
On a new car, do not finance for more than 5 years... If you do, most likely you'll be out of warranty. What if the engine dies at 61 months and it'll cost $3000 to replace it, but the book value on the car is only $2000 and you still owe $3300? Sounds like a pretty crappy situation!
Normally, once you get past 5 years, the payments don't go down enough to make it really worth it anyway.
On a used car, never do more than 24 months (unless it's certified, then MAYBE 36).
These new 66 and 72 month loans are popular because they allow a buyer to get a fully-loaded car instead of the base model, but they are stuck with the car for a long time and there is a good chance you'll have problems.
Usually a title loan is based on the current market price of the vehicle. Usually 25% of the price is what you can get a title loan for. Before you sign anything make sure you take the time and read all the small print and ask lots of questions. Some Title loan places will have you pay back 2 or 3 times what the original loan was for. Be careful.
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