What is the maximum interest rate on car loans in florida?

Two answers:
Florida Usury Laws:
18% on loans under $500,000
24% on loans over $500,000

Exception for generally small businesses lending under $25,000 at a time (not applicable to banks or similar financial institutions):

A single business can obtain a license from the state under Chapter 516 to allow them to make loans of less than $25,000 and charge higher rates (also capped) A typical case might involve a used car dealer selling cars under $25,000 that wants to finance them on their own. The maximum rates under this exception are:

30% on the first $2,000 of the loan
24% on the amount between $2,000 and $3,000
18% on the amount between $3,000 and $25,000