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First off, you never give a collection agency your banking or credit card info, they will wipe you clean, if you have done this, I would clear up the overdraft with the bank so they won't report you to Chex Systems and close the account and open another account at a new bank.
A checking account is typically the most liquid.
In most general ledger systems, if any account has had any activity in it whatsoever, it cannot be deleted. At most, it can be made "inactive".
IT most likely means that your overdrawn on your account and its at a negative balance.
Be added to the drawing account balance
It is an unsecured debt to the bank, (presuming your saying they paid a check you didn't have money for). So yes.
First off, you never give a collection agency your banking or credit card info, they will wipe you clean, if you have done this, I would clear up the overdraft with the bank so they won't report you to Chex Systems and close the account and open another account at a new bank.
Not sure what the maximum is but should be around 35.00 for a bounced/overdrafted check
A "debit" is a subtraction and "DDA" means checking account. You should contact your bank directly for information about exactly WHY your account was debited, but here are some possible reasons:- You requested a transfer to another account from your checking account, and a DDA debit form was used to complete the transfer- You are overdrafted on another account or owe the bank money and they have recollected their loss by debiting your checking account- You deposited checks and totaled them wrong on the deposit slip, so the bank has made an adjustment to reflect the correct total- You are being charged for another reason, such as a returned check
That depends on the amount of the check, and whether you wrote it on a closed account. If you intended to defraud the receiver out of the money and it was $250.00 or more, then yes. It you simply overdrafted your account then no. You will have to pay the check and any penalties owed. You can also go to jail for a year or more on a misdemeanor. If the amount wasn't large enough for a felony count, they may charge you with a misdemeanor and you could spend the next year in county jail.
The small print is on the contract. It is probably some stipulations about how long you can be overdrafted and about the card having 22% interest compounded monthly or something like that.
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A checking account is typically the most liquid.
The best way to build credit is to purchase a pre-paid credit card. These cannot be overdrafted yet they report to the three credit bureaus, therefore building credit for you.
The account in Unix that has the most power is the administrative account 'root'. It can do anything on the system.