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Q: What is the most you overdrafted on your account?
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Can a overdrafted checking account be discharged under chapter 7?

It is an unsecured debt to the bank, (presuming your saying they paid a check you didn't have money for). So yes.


What can a collection agency do if your checking account has been overdrafted and you haven't been able to make any payments?

First off, you never give a collection agency your banking or credit card info, they will wipe you clean, if you have done this, I would clear up the overdraft with the bank so they won't report you to Chex Systems and close the account and open another account at a new bank.


How much is the maximum fee for a bad check in Illinois?

Not sure what the maximum is but should be around 35.00 for a bounced/overdrafted check


What is a DDA debit from a checking account?

A "debit" is a subtraction and "DDA" means checking account. You should contact your bank directly for information about exactly WHY your account was debited, but here are some possible reasons:- You requested a transfer to another account from your checking account, and a DDA debit form was used to complete the transfer- You are overdrafted on another account or owe the bank money and they have recollected their loss by debiting your checking account- You deposited checks and totaled them wrong on the deposit slip, so the bank has made an adjustment to reflect the correct total- You are being charged for another reason, such as a returned check


Is writing a bad check a felony in Hamilton?

That depends on the amount of the check, and whether you wrote it on a closed account. If you intended to defraud the receiver out of the money and it was $250.00 or more, then yes. It you simply overdrafted your account then no. You will have to pay the check and any penalties owed. You can also go to jail for a year or more on a misdemeanor. If the amount wasn't large enough for a felony count, they may charge you with a misdemeanor and you could spend the next year in county jail.


What is the small print for a ge creditline?

The small print is on the contract. It is probably some stipulations about how long you can be overdrafted and about the card having 22% interest compounded monthly or something like that.


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