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What is the oldest model year car you can get with a used car loan?
Wiki User
∙ 12y ago
It varies completely by lender. For most lenders, the oldest car they will finance will depend on how long you want to finance it for and of course, the overall profile of your credit. Most of the major lenders however will not finance a vehicle to a private individual over 5 years old or over 75,000 miles on it. That is just a general rule of thumb however. There are no "mandatory requirements" for any lender, they all set their own. If you have good credit and just want to finance an older or high mileage car, your best bet is to use a local credit union. If you aren't a memeber of a credit union, look some up in your area and join one. They have great deals that a lot of big banks do not. If all else fails, just let your fingers do the walking and call up every auto loan provider you can find and ask them what their individual requirements are.
Wiki User
∙ 12y ago
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