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When my vehicle was hit by an unisured driver, my insurance company sued him for the damages done to my vehicle that they had to cover. I also have a lawsuit against him for my deductable and for property loss. The guy now has a lien on his house and I get 21% of his income check. Moral of the story, you are better off with even the minimum coverage to be legal, than to loose your house. I must admit, it was quite a burdon to me at first, but the extra check every 2 weeks sure helps me forget about it.

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Q: What is the penalty for driving without insurance in PA?
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