murder and forge signature life insurance policy
Signature forgery is considered fraud. It is doubtful that you have a valid contract.
Yes. A signature is required to make any changes in a life insurance policy.
Except with small policies, insurance companies do a physical exam on any proposed insured. They don't want to issue a policy on someone with a serious illness. Check with the insurance company whether a policy was issued. Tell them you suspect one was issued with a forged signature, they have a fraud department that will get right on it. If you didn't have a physical exam, it is possible that someone was examined using your name. That means it could be any insurance company, there are literally thousands. You can use a service called Mibsolutions.com to check if insurance applications have been submitted in your name.
You ask him or her! The reality is that she can not take out a life policy on you unless you have signed an application for said insurance at some point. If she took one out on you and forged your signature that would be insurance fraud. 4lifeguild In order for someone to take out life insurance on another person, the signature of that person is required. No one can take out a policy on a person unknowingly unless they commit the felony act of forgery. If you even suspect your spouse is involved with something like that, you should be looking into othe rliving arrangements.
Yes. In the United States you can.
I doubt that they were able to get a significant amount without a physical, urine sample, medical records, etc. Also go to www.SteveShorr.com/life.htm , scroll down and follow the links to find out if MIB or anyone has issued a life insurance policy for you.
No. You must have the signature of the insured person.
it usually depends on the company the policy is with. but usually you dont need a signature to change a beneficiary.
Report the forgery to your local policy department and the insurance company and you will probably be made whole.
Yes, a spouse can cash out their own life insurance policy in most cases. There may be some restrictions within the initial policy so this is an individual case basis.
No, you must have an "insurable Interest" and if other than a minor you must have their consent by signature. Then they must qualify for the insurance. 4LifeGuild
New York state has a coinsurance policy which requires that you have an insurance policy which will cover at least 80% of the value of your home at the time of loss. If you don't then you have to pay a penalty fee.