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If you make the check good and call the creditor right away, there shouldn't be much penalty beyond the NSF fees from the bank and the creditor. The trouble comes if you write a check without an account or on someone else's account--regardless of the amount.

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16y ago
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12y ago

This will differ from State to State. Also the amount of the check will some times change the penalty for writing one that you don't have enough finances to cover. Also the retailer may add fines for giving them a bad check, as well as your bank may add fines for writing bad checks.

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Q: What is the penalty for writing bad checks?
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