DWI or DUI car insurance is simply car insurance for those who have a DWI or DUI offense on their driving records. These people are perceived as a higher risk by the insurance industry, so these policies are more expensive and offer less coverage.
If you had collision insurance on the car at the time of the accident that should cover the value of the vehicle. Even if you were drunk you were still at fault and probably didn't crash your car on purpose.
progressive
Most insurance companies pay a claim based on your coverages, not on whether or not you got a DWI charge. I have only seen one company that was for religious clients and non-drinkers that had their clients sign a pledge not to drink and had penalties if you were charged for DUI or DWI.
Your rates shouldn't be affected, as long as he wasn't in an accident in your car.
You can go to dmv.com to search for auto insurance by checking the DWI box.
In order to drive your vehicle, it must have valid insurance. Otherwise, you're in violation of the law.
In the state of New York, a DWI will affect your insurance for a period of 40 months. However, you really can't be driving when you lose your license because of a DWI anyway.
Yes
The purpose of car breakdown recovery insurance is to cover mechanical failures that are not covered by the warranty or insurance. These repairs can add up to be very expensive.
Only if you had an accident that their insurance had to pay for.
Normal car insurance Liability, Collision, & Comprehensive will not pay off the loan. You would need to get the proper insurance for this purpose. Either life insurance or insurance for the purpose of loan payment.
Depends on your insurance company's policy.