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Is it okay for a bank to cash a postdated check early?
In the United States, a bank may reserve the right to cash a check regardless of the date. Other countries may have their own laws on the matter. In India - a check cannot be cashed until the date mentioned on the check. If you have gotten a post dated check for let us say Jan 10 2011 (today being dec 29 2010) the bank cannot cash it until the 10th of Jan 2011.
What penalty is there for cashing a bank cd early?
The penalty depends on the duration of your CD and how early you cashed it. For example a year CD taken early might cost you 30 to 90 days of interest, longer terms will take more.
Can your life insurance policy be cashed in early?
Check the policy itself. If you have a whole life, or some UL, policy some of them accumulate cash value which you can cash in. Call your company and get an illustration of what the values are and will be over time. Generally, Term life is a better deal for your needs, though not always.
How can someone cash in an endowment policy?
Endowment Policies can be cashed out early for a fee that varies from company to company. Endowment policies are a form of life insurance that is paid in lump sum form.
What types of penalties mighty you face for early withdrawal of all or part of your savings form?
You may face a fee for early withdrawal. Some banks of no penalties though so you should check with the individual bank.
Can a bank pay a post dated check early?
No.
If you stop payment on a postdated check and the check is cashed by a maney mart before the date on the check are you responsible?
Yes to question one. If you agreed to pay anyone for something, be it a purchase, loan, rent, etc, then you must uphold your end of the bargain. If you stop payment then you are not upholding your end of the "contract" and may be sued for the loss to the payee (who the check is made out to) plus what it costs them to take you to court. There are very narrow limits on when you may stop payment and not be responsible. These mostly involve fraud to obtain the check in the first place. Probably not to question two. If you wrote a post-dated check and they cashed it early, then your bank will probably accept the check. If you can't cover the check you will be hit with overdraft charges. Your bank may accept a post-dated check. BUT, it is illegal to present a post-dated check before it's effective date. In this case you may ask the payee to pay your overdraft charges. Looking at the two questions together, you may refuse the payment of a premature presentment of a check by telling your bank in writing ahead of time. The payee though may re-submit the check after it becomes due and then you are responsible. Because presenting a post-dated check early might be considered fraud, you might take them to small claims court and ask for treble damages caused by the overdraft.
Is it okay for a bank to cash a postdated check early?
In the United States, a bank may reserve the right to cash a check regardless of the date. Other countries may have their own laws on the matter. In India - a check cannot be cashed until the date mentioned on the check. If you have gotten a post dated check for let us say Jan 10 2011 (today being dec 29 2010) the bank cannot cash it until the 10th of Jan 2011.
What is the law on Post dated checks in Texas?
Post-dated checks are generally legal and can be written in Texas. However, banks are not obligated to honor post-dated checks and may cash them before the specified date. It is recommended to communicate with the recipient of the check to ensure it is not cashed before the intended date.
Has Ever Joe Jonas Dated Taylor Swift?
In early 2008 Joe dated Taylor.
How do you get periods early by home remedy?
Excersize! It's the best thing as it loosens your muscels
What penalty is there for cashing a bank cd early?
The penalty depends on the duration of your CD and how early you cashed it. For example a year CD taken early might cost you 30 to 90 days of interest, longer terms will take more.
Does garlic drops help reduce cholesterol?
yes,garlic has ayurvedic properties to lower cholesterol levels and check diabetes. you can take 2 capsules in a day ,one early in the morning with a glass of water and another before going to bed. it is a natural remedy to check cholesterol levels.
Who has Jerry Seinfeld dated?
Girlfriend: Caryn Trager (student, dated in college, 1973-78)Girlfriend: Monica Yates (dated late 1970s, early 1980s)Girlfriend: Carol Leifer (comedian-writer, dated early 1980s)Girlfriend: Susan McNabb (hand model, dated 1983-90)Girlfriend: Tawny Kitaen (model-actress, dated early 1990s)Girlfriend: Shoshanna Lonstein (high school student, later fashion designer, b. 1975, dated 1993-97)Girlfriend: Jennifer Crittenden (writer, Seinfeld, dated in 1998)Wife: Jessica Seinfeld (m. 25-Dec-1999, one daughter, two sons)
Can your life insurance policy be cashed in early?
Check the policy itself. If you have a whole life, or some UL, policy some of them accumulate cash value which you can cash in. Call your company and get an illustration of what the values are and will be over time. Generally, Term life is a better deal for your needs, though not always.
What is the specific law in New Jersey regarding postdated checks?
It is legal to write a post dated check. The Uniform Commercial Code allows it. The UCC is the banking or commercial agreement for all 50 States plus DC and most territories. New Jersey may have its own banking laws but they will follow the UCC fairly closely. A post dated check does not become negotiable until the date written on it. http://www.law.cornell.edu/ucc/3/article3.htm#s3-113 Your bank may (and most likely will) accept a prematurely cashed check without pause. They are allowed to do that. under UCC 4-401. BUT It is illegal to present (cash) a post dated check. If cashing a postdated check early causes you an overdraft, then you may chase after the payee (who the check was made out to) for the damages. http://www.helpwithmybank.gov/faqs/banking_check_cashing.html WARNING Asking the payee to cover your damages may cause other problems so play carefully. If this is someone you need to keep on the good side, such as your landlord, you might just have to swallow the pain, but try talking to him and ask that they no longer cash your check early. Other payees might just like to drag it out, such as a mortgage company. Unless you have an express contract to allow them to cash a check on receipt, they can't. They might give you stories about policy and it is written on the back, etc, they would still have to show you agreed to those conditions.
How long did Josh Jackson and Katie Holmes date?
It is not clear how long the two dated - only that they dated in the early years of Dawson's Creek's run.
