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Indiana SOL's are, open accounts (credit cards,etc.) six (6) years; written contract for payment of money (promissory notes, etc.) before 9/1/82 10 years, after 8/31/82 6 years; written contracts for goods or services 10 years; domestic judgment against real estate 10 years; domestic judgment against a person 20 years; foreign judgments 10 years ('foreign' refers to abstract judgments filed from a different state). A summary can be found on www.cardreport.com. For the complete Indiana Code for civil procedures www.state.in.us. Not all information concerning state laws are up to date, and state legislative sites can be difficult to assess and find the information wanted. Please take note, SOL's can be used only as a valid defense in a lawsuit, they do not designate the time a debt can be pursued for collection.

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18y ago
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13y ago

A credit card is an open ended account. Indiana has set the statute of limitations at 6 years. That will be from the last communications from the debtor. Please note that the credit card may be based on a different jurisdiction which could be longer! Check your agreement for the applicable jurisdiction.

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Q: What is the statute of limitations for a debt in Indiana where can you find these statutes?
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