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Answered 2006-04-17 13:54:12

A vehicle is considered a secured debt. Therefore there is no SOL governing the repossession or collection of amount owed. The vehicle legally belongs to the lender/creditor until payment is made in full. * There is an SOL pertaining to when the lender may file a lawsuit to recover any outstanding debt. Vehicle loans are considered written contracts and under NH law the SOL for a written contract is 3 years.

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