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You either owe it or you don't, there's no statute of limitations. Practically speaking, if you no longer have the car, and the debt is years old, then all the damage to your credit that can be done, has been done, and you can pretty much stop worrying about it.

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13y ago
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8y ago

That would be classified as a written agreement or promissory note in Oklahoma. There the limit at five years from the last acknowledgement of the debt.

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Q: What is the statute of limitation on an auto loan in Oklahoma?
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