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All halves dated 1965 and later are made of clad metal; i.e. they have an inner core of one alloy bonded to outer layers of a different metal, a bit like a metal Oreo cookie.

Halves dated 1965-1969 are made of a core of 20% silver / 80% copper with outer layers of 80% silver / 20% copper. As of 01/2010 they retail for about $3.25 for their silver.

Halves dated 1971 and later consist of a copper core with copper-nickel outer layers. Any that you find in change are only worth 50¢.

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Q: What is the value of a clad half dollar?
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