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a non waiver agreement is a bi-lateral agreement between an Insured(policy holder) and the insuror(ins company) alerting both of a POSSIBLE coverage issue. This document is typically executed with the Insured prior to commencing with an investigation into an insurance claim the insured has submitted for coverage. The purpose of the non-waiver is to place the Insured on notice of potential coverage issue(s) that will be sorted out by the ins. co as the investigation proceeds. In a practical sense, it avoids the senario of the insured ASSUMING coverage is afforded for a submitted loss/claim and then subsequently finding out days, weeks or perhaps months later that coverage was denied based upon what was revealed during the investigation. A Resevation of Rights accomplishes similar but is more forceful.

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Q: What is the wording in a non waiver agreement?
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