They will probably run a "carfax" or similar title search on the vehicle prior to insuring it. If they don't ask you the question, "Is this a salvage vehicle?" you don't have to volunteer the information.
If something were to happen to the vehicle and it became a total loss you could face fraud charges if you claimed more than you paid for the vehicle in an insurance claim.
Nothing prohibits an insurance company from denying a claim. An insurance policy is a legal contract binding on both parties. One party agrees to certain obligations such as telling the truth on the application for insurance and paying the premiums and the other party agrees to pay covered claims on a timely basis. As long as the insured meets their obligations under the policy the insurance company will meet their obligations.
No, but if you don't tell them you are married then you are committing insurance fraud.
I don't believe that the insurance company would prohibit you from removing a vehicle from your policy. There must be more to the story than you a telling in this question. If your vehicle is financed the contract you have with the bank or finance company may prohibit you from not having proper coverage on it. Also, an insurance company may be telling you that they are not wanting to insure just some of your vehicles and not all vehicles in the household.
Well, you say 'procrastinating,' but your question is not really answerable, and, coming from an employee, impertinent. Regardless of whether the company driver is actually driving for an insurance company--doubtful--or not, they have 'comprehensive' commercial insurance; 'uninsured motorist' insurance is just a way to rephrase 'comprehensive' insurance for those who might not grasp the term.
You call your insurance company and report it. if the accident is your fault, with very minor damage, you would be better off paying for the damages yourself, rather than telling your insurance company and having your rates go up.
Life insurance should be paid to someone if the policy was paid at the time of the insured's death. It should probably be paid to the beneficiary it was changed to before the insured was determined incapacitated. However, that might be fought over in court. In a mess like it sounds it will be, there is no telling what might happen.
Over and above medical coverage on your auto insurance. There is no way you can get out of telling your auto insurance company about the accident, because the health insurance company will tell them about it first. This also depends on whether or not your State allows health insurance to cover such accidents.
Call them or take it to them. As long as you are insured on the car you could theoretically drive it until they come get it.
Depends on your policy. If probably is if it's extremely serious vandalism, but you might be better off just fixing it out of pocket and not telling the insurance company depending on how much it would cost to fix (since the insurance company might raise your rates based on this incident).
Cosigning had nothing to do with insurance but maybe still listing him as a driver on your car or vice-versa may be the problem. Asking for the reason and a remedy from your insurance co would be a good idea.
If your agent is telling you that you need a new "physical" then the answer is yes. Don't worry about it, the insurance company pays for it and it is done at your convenience at your home.
It means that the duration of your disability has been extended. The context of this would depend on who was telling you this, for example, your physician, your insurance company, your employer, etc.