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This sounds like a Cicada Killer Wasp:

http://ohioline.osu.edu/hyg-fact/2000/2078A.html

The above article says they have a brief season following hatching of cicadas, which they eat. They dig obvious holes with mounds of sand or dirt near them, are more than an inch long with a striped body. They are alarming looking, but the flying males have no sting, and the underground (generally) females are very non-aggressive and rarely sting.

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Q: What kind of insect lives in a dirt mound and flies with stripes on it's lower body?
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