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What kind of insurance policy do you get when you own a car but not a license?
Wiki User
∙ 12y ago
If you own a car but do not have a license, some companies will still sell you a policy, exclude you as a driver and list whomever is going to drive as a driver. This means that you cannot drive the car for any reason even in what you think is an emergency. If you have an accident driving the car, even if just backing up in the driveway, the insurance company will not pay for any part of the claim. Excluding the owner will not allow payment for any coverages on the policy.
Answer
You will have insurance as a provisional licence holder. To make the insurance valid, the proviso is that you must always be accompanied by a fully licenced driver who meets all the legal criteria for accompanying a learner.
Wiki User
∙ 12y ago
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Can your license be suspended for someone else driving your car without insurance?
I think it depends on your car insurance policy.
How do you get insurance if a parent who has no license buys your car?
Progressive Insurance can write a policy for you and your parent, but the parent is excluded as a driver because they do not have a license.
Who can be a dependent on a car insurance policy?
Anyone can be listed on your car insurance policy as long as they have a valid driver's license. You just have to remember if that person has a bad driving record it will affect your insurance.
Can you get insurance before you have a car or license?
The cost of auto insurance depends on the model being covered, so you must know at least the kind of car you will buy before the policy becomes active. But you can work with the insurance company or agent to get everything in order so the insurance is ready to go as soon as you own the car. You don't need a driver's license to own a car, and thus to buy insurance, but you must have that license before you drive the car on public roads.
What kind of car insurance can you get with a suspended drivers license?
In the state of Georgia, the state will reguire a 6-months prepaid policy along with a SR22A filing in order to get your license back. In the state of Georgia, you can't get insurance with a suspended drivers license cause your not legal to drive with a suspended license.
If you have an expired license and get into an accident will your insurance pay the claim if your policy is paid?
If you have a current insurance policy and are in a car accident, but have an expired license, it is up to the insurance company if they will pay the claim or not. It could be in their clause not to, if a person does not have a valid drivers license, especially if you are the one at fault.
Do you need to include your non driving unlicensed spouse to your car insurance?
If your spouse has no drivers license and does not drive, then no, you don't have to include them on your auto insurance policy. Actually, they have to have a drivers license before they can be added to the policy.
Can you cancel your car insurance policy?
You sure can cancel your insurance policy BUT you might not want to. In our state insurance is required to drive a car or truck and you can be fined and lose you drivers license if your caught driving without insurance. I would question the wisdom of cancelling your insurance
What is the New Jersey law regarding car insurance?
New Jersey's policy for car insurance is that it is required by law. Without it, you can be arrested and fined, with your car and license suspended. Fortunately, a basic policy has been made available to everyone.
Can you get car insurance with a suspended license in Florida?
Some companies can offer you a policy even with a suspended license. I would contact an independent insurance agent that represents multiple carriers.
Can you insure a car with a permit?
No, you can not. In order to obtain insurance policy, you need to be in possession of a valid driver's license.
Will my insurance pay for damages for drivers car without license?
When you allow someone to drive your car, you are giving them the coverage of your insurance. If they were to get into an accident, your policy would pay first.
