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What kind of liability insurance should you have if you have block party events attended by two or three thousand people each year?


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Wiki User
2006-04-17 19:11:55
2006-04-17 19:11:55

Special events coverage- Try this link http://www.csicoverage.com/special-event-insurance2.html

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www.asui.com/products/events/eventliability.htm www.nasep.org/insurance-apply-now.jsp websites such as these can tell you what event liability insurance is

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Events insurance is insurance on a one-time event, such as a wedding. You'd be better off going with just regular business insurance or liability insurance for your company. You don't need events insurance for a company, just liability. Events insurance is more for things like concerts or special events that need one-time coverage.

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There are many reasons to get liability insurance. All states within the United States require at least liability insurance to drive an automobile. Those in medical professions also get a liability insurance called malpractice insurance.

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If the parties are small events at your home then your homeowners insurance should be sufficent to cover any liability concerns. If it is some big event you can purchase special event coverage to provide liability insurance for the event. These are suprisingly inexpensive for one or two day events.

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Speak to a professional about the details of the event. An insurance agent can review the potential for both loss and liability and advise you accordingly. Not all insurance would be suitable for all events.


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