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Special events coverage- Try this link

2006-04-17 19:11:55
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Q: What kind of liability insurance should you have if you have block party events attended by two or three thousand people each year?
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What is event liability insurance? websites such as these can tell you what event liability insurance is

When is it necessary to have events insurance Should I purchase this for my company?

Events insurance is insurance on a one-time event, such as a wedding. You'd be better off going with just regular business insurance or liability insurance for your company. You don't need events insurance for a company, just liability. Events insurance is more for things like concerts or special events that need one-time coverage.

What kind of special events would require someone to get liability insurance?

There are many reasons to get liability insurance. All states within the United States require at least liability insurance to drive an automobile. Those in medical professions also get a liability insurance called malpractice insurance.

What type of liability insurance do you need for childrens birthday parties?

If the parties are small events at your home then your homeowners insurance should be sufficent to cover any liability concerns. If it is some big event you can purchase special event coverage to provide liability insurance for the event. These are suprisingly inexpensive for one or two day events.

What should I know before purchasing event liability insurance?

Speak to a professional about the details of the event. An insurance agent can review the potential for both loss and liability and advise you accordingly. Not all insurance would be suitable for all events.

Where can I find information on event insurance?

Yes event liability insurance is available for many different types of events. If you currently have insurance for our home, you agent would be the best place to start. One websites that handles insurance just for special events is

Event Liability Insurance Protects Planners?

Event planners owe it to themselves to invest in liability insurance. If there is a theft from the entertainment or a vendor or other participant, planners may be held liable. If there is an accident in which property is destroyed, liability insurance protects the planner from financial ruin. Individual complaints due to accidents are covered by liability insurance. Event planners can also insure their event against a disaster that threatens to eat all the profits or worse shuts down the entire event. Smart financial planning requires that events be insured against these problems.

What are three types of Club Insurance?

There are three basic types of gym and sports club insurance. The first is public liability insurance. This type of insurance is essential if you operate a large club. The second is employer's liability. This type of insurance covers your employees should any of them get hurt on the job. The third is property cover insurance which covers the club/gym itself as well as the equipment from events such as theft, natural disasters, damage, fire, etc.

What different types of event liability insurance can I get for a low price?

You may need host and property damage coverate. You can get some help here

Where can one purchase events insurance?

One can purchase events insurance from The Event Helper and Insure a Party. One can also purchase events insurance from One Day Event and Private Event Insurance.

What are some important events that Barack Obama attended?


How much liability insurance does a cleaning business need?

The answer depends on how much you can anticipate your potential liability to be. For example, if you are cleaning, run a frayed extension cord to the sweeper. If a fire occurs and kills a sleeping child, or if the fire spreads to another house, the damages can be very great. Recognize though, that liability insurance policies come in various varieties, and usually have "per occurrence" limits. There are likely programs that are specially designed for your industry and which reflect typical liability limits. In all events, you should consult a licensed insurance broker who is knowledgeable about the nature of your business for guidance. Requirements also vary by state.

What insurance will cover dog bites?

I am a licensed insurance agent; licensed in 45 states for 16 years. I sell animal liability insurance and have extensive insurance experience. First, a dog bite will never be covered if you buy insurance AFTER the bite has occurred. Second, you should always have a renter's insurance policy or homeowner's insurance policy, regardless of whether or not you own a dog. If your dog has no prior bite history, you will probably have coverage for a dog bite in the future. But you should always read your policy to be certain that coverage for animals or coverage for certain breeds of dog are not excluded. Third, if your dog cannot be covered by your renter's insurance or homeowner's insurance; you can always buy animal liability insurance to cover such unfortunate events.

Will your insurance cover a broken windshield if you broke it accidentally?

Insurance, by its nature, covers fortuitous events; it does not generally cover intentional acts. Therefore, the element of "accidentally" is inherent in the coverage. That said, if you maintained comprehensive coverage (as distinct from collision or liability coverage), there would be coverage.

Why does one need to take out insurance coverage for special events?

Insurance for special events can be bought through a regular insurance broker. These brokers can include Farmer's Insurance and State Farm, as well as specialized retailers for event insurance such as NASEP.

Which group attended sporting events at the turn of the 20th century?

All of the above=APEX

If your insurance company denies the other persons claim can the other persons insurance deny your claim?

Perhaps the best answer is "yes and no". If your auto insurance company denied the claim of another party with whom you had a collision, it was either because you did not have liability coverage to protect you from the claim, or because your insurer, after investigating, did not believe that you were at fault. If the other party had liability insurance, the insurer can deny your claim for the same reasons. If this happens, the other party is generally free to sue you, in which event you need to turn the suit papers over to the insurer so that it can defend you (if you had liability insurance). If you did not have liability coverage, you will have to defend the suit yourself. In all events, you have to act promptly, or else you may lose by default. When you (or the insurance company) respond to the lawsuit, if you have a claim against the other party arising from the same occurrence, it must be asserted as a "compulsory counterclaim". If it is not, you will lose the right to assert it as a separate suit. If the other party had liability insurance that covers your counterclaim, it will defend the counterclaim. The ultimate result will either be that the claim(s) are settled or resolved by the court after a trial on the merits.

What companies offer insurance events?

All insurance companies offers events to welcome new customer to their companies. A person would just have to call a few to see when the events will be held.

What are the components of a typical professional liability policy?

Claims-made: A type of professional liability insurance policy that covers injuries/damages only if the injury occurs in the policy period and only if the claim is reported or filed to the insurance company during the policy period or during the tail.Occurrence basis: Professional liability insurance policy that covers injuries/damages that occur during the period covered by the policy even though the claim may be reported or filed outside the policy period.Tail coverage: An uninterrupted extension of the insurance policy period, also known as the extended reporting endorsement.Umbrella coverage: Coverage purchased in addition to a basic liability policy that provides additional amount limits and/or adds coverage for events not covered in the basic policy.

Why Purchase Special Event Insurance?

Special event insurance is liability insurance that covers an event against possible lawsuits. People who attend these types of events can be injured and sue the people who organized the event. If these people have special event insurance, they will be able to pay their legal obligations.People Who Need Special Event InsuranceThose who put on special events are people who may be required to purchase special event insurance. These are organizations and other groups, bands that play concerts, clubs that put on fundraisers, religious organizations and businesses that have liability coverage that doesn't cover special events.Business Special Events that QualifySpecial events that qualify to be covered by special event insurance include carnivals, fairs, flea markets, concerts, auto show, conventions, animal shows, fundraisers, garden shows, retirement parties, pageants, antique shows, swap meets, art exhibitions, pumpkin patches, Christmas tree lots and seminars. These are all places of business where several people will be gathered while the event lasts. With so many people congregated in one place, several opportunities for the people attending them to be hurt can present themselves.Personal Events that Qualify for Special Event InsuranceThe same is the case for more personal events and if private people would like to insure their special events against liability, they may also do so. Personal special events that can be protected with special event insurance are weddings, bat mitzvahs, bar mitzvahs, baby showers, birthday parties, anniversary parties, baptisms, confirmations, family reunions, engagement parties and anything else people can think of to celebrate where large numbers of people will be present.Why Special Event Insurance Might Be RequiredWhy would anyone need to insure their birthday parties against liability? The place where the event will be held may require this of people before they will agree to rent their venues for the event. They may even need to have the venue named as one of the insured parties on the policy. These venues need to make sure that they protect themselves against any accident that can happen resulting in a lawsuit by one of the guests.People can purchase special event insurance from a special event insurance agency. They will receive coverage that protects them against the injuries that their guests may receive while attending their special events. With the litigious society that the United States has become, special event insurance is a necessity.

Will riding motorcycle increase life insurance premium?

No, riding a motorcycle will not increase your life insurance premiums unless you race the motorcycle or participate in organized driving events (such as autocross, high performance driving events, drag racing, etc). If you do participate in such events or race the motorcycle, you should contact an independent life insurance agent who can shop your case for the best offer. Most insurance companies will offer coverage if your driving history is good, but some may require a "flat extra" which is an extra flat charge for each thousand dollars of insurance coverage. The flat extra may be temporary (such as 3 or 5 years) or permanent.

Which are the top 20 attended sporting events in the US?

us open of tennis is #1

The baudelaire orphans attended what movie in the 2nd book of A series of Unfortunate events?

zombies in the snow

Why isn't the cost of liability insurance proportional to the amounts of protection for instance why doesn't a 100000 limit of liability cost two and one-half times as much as a 40000 limit?

The cost of liability insurance is not proportional to the amount of protection of insurance because it is based on cost of overhead and payout. The office costs for one policy are the same as for another policy regardless of amount. The other reason has to do with payout. An accident occurred. A driver ran a stop sign and hit another car. The driver that ran the stop sign was at fault. He did $ 5,000 worth of damage to the other car. His insurance covered it. It did not matter if he had $ 10,000 worth of insurance or $ 100,000 worth of insurance. The insurance company still paid $ 5,000. Since most accidents are in that range, most of the costs go to cover that type of accident. Very few accidents occur that would cost $90,000 to fix. The cost of insurance that is against rare events is quite low.

What types of damage or events are included under catastrophic insurance coverage?

Catastrophic insurance coverage includes many damage or events caused by both natural disasters or other accidental damage to your home. Damage by events such as flooding, lightning, wind damage, and other weather events are generally covered. Some catastrophic insurance coverage policies also cover damage done by fire, but check with your insurance company to be sure.