What private dental plan covers orthodontia?
A plan will help with the cost of orthodontics and cosmetics surgery. Not to mention all dental procedures and services. Search Google for "Dental Plans"
Private dental insurance is being offered less and less among employers, which has caused many people to look into individual plans. If you are not part of a group plan, you can obtain private dental insurance. You just have to be willing to do the research to determine what plan works best for your needs and your budget. In general, you should be prepared to pay a higher price.
Dental insurance would possibly cover a part of braces. Dental insurance sold on a group basis has different plans and only the most costly plan covers orthondonture and even then it only covers a portion of it with a dollar amount cap of $1000-$2000 depending on the plan itself. I don't know of any individual dental plan that covers braces. As a matter of full disclosure, I own and operate a smalltown Independent Insurance Agency…
There are no "governmental" dental discount organizations. Discount dental plans are private organizations although licensed in some states. You can locate discount dental plans by using the dental plan directory link on INeedDentalPlans.com. Select your state and narrow your search by selecting "discount."