Not covered calls would be light fixtures, door bell systems, pr-existing conditions, any appliances, including air conditioner, upgrades to existing wiring or panels, any low volt systems, security wiring. ADT-On-Call as you referred to them is incorrect. Adt called it Electrical On Call after they acquired it from SCE. They shut that division down in November of 2010. At the time of acqusition, it was the most profitable division of TYCO
That issue should be addressed in the contract.
an insurance adjuster is called to assess the damage to the covered vehicle for repairs
If you are speaking of mechanical repairs the answer is no. Auto insurance is only made to pay for damages from covered accidents or comprehensive claims. Maintenance and mechanical repairs are not covered causes.
Yes, you will be responsible for the repairs yourself due to your liability on the contract.
The Homeowners own personal labor no, that would not be covered. But if you hired a mover then that would almost certainly be covered so long as the repairs being made are also the result of a covered peril on your policy.
wear and tear, deterioration is not covered
Only if you know he is a qualified workman.
Service contracts that you may buy with a new car provide for the repair of certain parts or problems. These contracts are offered by manufacturers, dealers, or independent companies and may or may not provide coverage beyond the manufacturer's warranty. Remember that a warranty is included in the price of the car while a service contract costs extra. Before deciding to purchase a service contract, read it carefully and consider these questions: What's the difference between the coverage under the warranty and the coverage under the service contract? What repairs are covered? Is routine maintenance covered? Who pays for the labor? The parts? Who performs the repairs? Can repairs be made elsewhere? How long does the service contract last? What are the cancellation and refund policies? Click here for more about used car service contracts. As an appliance installed I suggest that everybody buy an extended warranty on ice machines. It will definitely pay for itself. As far as other kitchen appliances, it is probably not worth the money.
No. You sign a contract agreeing to keep the car for the specified time & any repairs not covered by the warranty are on you. you can turn the car in early but there are usually large penaltys involved.
No - insurance is for sudden and accidental damage. Routine repairs are considered maintenance and maintenance is not covered under any insurance policy.
If the selling dealer pays for some repairs on a car you bought "AS IS" then count yourself lucky that the dealer went above and beyond what he legally was required to do. If you are trying to get out of the contract on this technicality then you did not deserve the fair treatment the seller gave you. No court would ever void the contract because the seller helped you when he did not have to.
No-Fault insurance has everything to do with repairs. In the case of fault or not-at-fault, your car is covered, providing you carry collision and comprehensive coverage on your policy.
Less your deductible, you should be covered under a "vandalism" clause. You shoukd get a police report completed as well.
Without a legal contract it is "Buyer Beware" or "Sold as is".
If the insurance premiums were paid up to date before the homeowner's death, and if the repairs are covered under the policy, then yes, the repairs should be covered by the insurance policy. If there is a dispute as to whether or not the repairs are covered, read the dec page (declarations page) of the original insurance policy, which will give you more information as to what is covered, and what is not. There are different types of homeowner's insurance, some offering only minimal coverage, while others offer more comprehensive coverage. You need to find out what type of homeowner's policy the owner had purchased. Also, if the house is in probate, or if it has already been probated (gone to the one who inherited it), this may affect the outcome, as well. If it is still in probate, the insurance company may try to use this as a tactic to hold off on payment of repairs. However, they should not be able to do this, even if they try to.
For items covered under warranty, the dealer. For items which are not, the person who is making the payments on the car.
Refusing to make any repairs and charging more rent are two separate issues. A landlord does have the right to raise the rent as he feels necessary, with proper notice. Regardless of this, the landlord is required to make any essential repairs.
This would be covered by the collision part of the policy.
Home owners pay 10-20%, tha bal is covered by Mikes foundation, and contributors.
== == YES, I don't remember what VA Bch is but I know they have a limit. This would be covered by the "mechanic's leins act " or a similar type state regulation that sets out the amounts that can be charged for vehicle storage. If you don't pay for the repairs and the storage costs, eventually the garage can auction off the car to get their money back. When you authorize the repairs to be done, on your car, you are entering into a "service contract " to pay for the repairs , or lose the car if you don't pay up when the repair work is completed.
Check your lease agreement first before ddoing any repairs.
Plumbing repairs are typically not covered due to age, wear, tear and depreciation. They would be covered in some circumstances like fire, vandalism or a water heater was hit by a vehicle.
YES. In most states, any contract dictating improvements or repairs to a house requires a 3-Day "Notice of Cancellation" unless this right is waived by the homeowner.
It's not very likely your insurer would pursue the shop over the quality or your repairs. Although the Insurer may have paid the bill if the repairs were related to a covered loss, The work performed was on your behalf, so that is generally considered to be a matter between you and the repair shop you selected for your repairs.