Speak to a professional about the details of the event. An insurance agent can review the potential for both loss and liability and advise you accordingly. Not all insurance would be suitable for all events.
You should contact different car insurance companies before purchasing a policy. You can find more information online and it helps to ask questions before buying.
You should understand the policy that you are purchasing. Also know the reputation of the company who you are purchasing the policy from.
Personal liability insurance is important standard homeowners and auto insurance policies do not cover claims against individuals that result from catastrophic situations or in legal decisions. Without this kind of insurance, every individual can encounter serious financial harm if they are ever found to be responsible for extreme injury or property loss. Most insurance agents have the ability to write policies for personal liability, so does he are interested in this type of coverage should ask the agent next as they review their policy. Before purchasing separate personal liability, the insured person should first make sure they have as much personal liability coverage through their automobile and homeowners insurance policies.
When purchasing homeowners' insurance, homeowners should consider factors such as the coverage limits, deductible amount, types of coverage included (such as liability and personal property), the reputation and financial stability of the insurance company, and any additional endorsements or riders that may be needed for specific risks or valuables.
You need a commercial general liability policy.
No, because they are volunteering to do it. If they got liability insurance for it, then they should just get paid for doing it.
One should consider when purchasing House Building Insurance the following factors - Personal Liability (enough to cover someone else's injuries). Also you will need to consider personal property for the structure itself and the contents once inside the house.
When purchasing homeowner's insurance, consider factors such as the coverage limits, deductible amount, types of coverage included (such as liability and personal property), the reputation and financial stability of the insurance company, and any additional endorsements or riders that may be needed for specific risks or valuables in your home.
You should not have a problem purchasing insurance even though you have never had insurance in the past. You should contact a local agent to discuss your insurance needs. He or she will be able to assist you in purchasing insurance.
The other parties liability should if it was their fault. Your liability should cover the vehicle you damaged.
It is not a requirement but having a good professional liability insurance policy in place will give you more credibility in your industry. If you are an accountant in the employ of another then you should not have a need for a professional liability policy. If you work as a self employed or a contractor you should carry coverage. Many companies will require you show them your insurance before they will grant you contract work.
The contractor should be bonded and carry liability insurance and you need to require proof of this before they start. Homeowners insurance is not meant to guarantee work on homes.