answersLogoWhite
Credit and Debit Cards
Credit
Fraud

What should you do if you were a victim of credit card fraud and you are now being sued by the credit card company?

737475

Top Answer
User Avatar
Wiki User
2005-12-15 20:07:44
2005-12-15 20:07:44

hire a lawyer. I had charges thru my checking account where someone used my debit card. I contacted the bank & they resolved it for me. And I did get my money back. Good Luck! The credit card shouldn't be suing you unless the problem has been let go a long time. The first thing you should have done was dispute the charge with the credit card company. Then you should have filed a police report either in the jurisdiction where the card was used or in your own jurisdiction, given your state's identity theft laws. You should forward that police report to your credit card company/bank and to the company with whom the purchase was made. You should also file a complaint with the Federal Trade Commision at 877-ID THEFT or with the FBI at the Internet Fraud Complaint Center at www.ifccfbi.gov. At this late date, though, you should probably consult an attorney.

1

Related Questions

User Avatar

No, being a victim of a Ponzi scheme does not stop you from serving on the Board of Directors.

User Avatar

When a company, or members of a company, have a company credit card they are being extended a business credit line. This means that all expenses they pay that are related to the company are charged directly to the company on this credit line. You can go to local banks and their official websites to find out more. You can also go to credit card companies websites such as Chase.

User Avatar

Immediatley contact the credit company to suspend the card, this prevents it being used by anyone who may have it. The credit company will supply you with a replacement, usually for a small fee.

User Avatar

If you are being sued by a credit card company can they take your house?

User Avatar

debit Assetscredit liabilitiescredit cash (if any)

User Avatar

Offer support to the victim. Encourage the victim to talk with his or her parents or another trusted adult.

User Avatar

The credit card company may be calling your relative trying to locate a debtor - the best option is to either notify the company that you cannot locate the person being asked about or to give the company the debtor's contact information. Either way, the company should leave your relative alone once they have determined the debtor cannot be found at that location.

User Avatar

Keep any and all police records you may have. Send this directly to the credit breaua. Stay on top of them about this situation and it will be handles accordingly.

User Avatar

Being a victim of homophobes is horrible, regardless of whether you are gay or straight. Tell someone. If it's severe enough, go to the police.

User Avatar

A person should avoid being a victim of health fraud by avoiding the backdoor clinics and hospital and keeping his health insurance information private and confidential.

User Avatar

nah think he should man up and stop being a victim the little fat prick

User Avatar

If you are served with lawsuit papers from a credit card company, contact an attorney immediately. If you wait, your time to answer the petition will expire and depending on the state you live in, that credit card company can obtain a default judgment to garnish your wages or your checking/savings accounts.

User Avatar

Many lenders look at credit counseling as a bankruptcy. If you have debt that is managed and paid by a CCC and the agreed upon repayment schedule is being met then it should not effect your credit score. However, if you plan to buy a house, most mortgage lenders will turn down borrowers in credit counseling.

User Avatar

There are many ways to encounter credit problems, not the least of which is falling victim to identity theft or being enticed by the numerous low-interest credit card offers in the mail. This information highlights some key steps to cleaning up and repairing your credit. It is not intended as legal advice.

User Avatar

The word "company" should be capitalized if is being used as part of the proper name of a specific company, for example, Ford Motor Company.

User Avatar

Call the mortgage company and ask why the payments are not being reported (its illegal to NOT report payments) Further, you can call the credit bureaus, and they will request the information from the mortgage company. Realize, that in some instances credit reporting can be suspended.

User Avatar

Write to the company and ask them ! Even if your case is being handled by a lawyer, your account is still 'live' at the card company.

User Avatar

You will default on your credit card accounts. Being an unsecured loan, there is little a credit card company can do. That is a risk credit card companies take. Regardless of why you can't pay, non-payment will result in default. The extent to which a credit card company will attempt to collect depends on whether or not they feel you have sufficient income.

User Avatar

Yes, almost every major credit card company offers low interest credit cards. Each has their own requirements for being approved, but the most important is that the applicant has an excellent credit history.

User Avatar

Just about any major credit card company in the United States offer free credit cards to people with good enough credit. A few of them being American Express, Visa and MasterCard.

User Avatar

You should talk about being in the company for the time but will stay much longer if there being opportunity's to rise up in the company

User Avatar

Credit scores can be raised by being responsible with credit. Credit card bills should always be paid on time. Debt reduction can also raise a person's credit score.

User Avatar

I have never heard of this kind of tactic being used by a credit card company. If true, this shows a real lack of social responsibility on the part of this company and I feel this is harassment. They typically process the complaint through a lawyer.


Copyright © 2020 Multiply Media, LLC. All Rights Reserved. The material on this site can not be reproduced, distributed, transmitted, cached or otherwise used, except with prior written permission of Multiply.