What should you do if your property is missing out of your vehicle when you pick it up?

Best thing is to LIST what is missing. Find some way to "prove/document" that you own such an item and maybe some witness/proof that is WAS in the car close to the time of repo. This gives you a businesslike basis to deal with the lender about 'finding" it. IF this doesnt get the PP returned promptly, CALL a local attorney. I say this because not ALL repo companys are totally honest and neither are ALL debtors. The most honest repo company employee can suddenly give in to the temptation to "hold back" something of some value while doing an inventory. Some debtors consider PP inventory "claims" the perfect place to get a down payment on their next car.