Policy notices are always sent to the address on record with the insurance company.
You can call your insurance company and they will tell you the date the notice was mailed and the address it was mailed to.
Bear in mind that these days many companies are allowing the insured to elect electronic communication in lieu of standard mail. If this was the case then notification may have been sent to you by email.
If no notice can be verified by the insurance company then you could have a claim against the insurer.
If the vehicle was uninsured at the time of a loss then the owner is just basically out of pocket for the repair costs.
Trip cancellation insurance is well worth the investment in my opinion. You never know when something unexpected will happen, and you want to be sure not to loose the money you have invested in your trip. A great example is all the trips that were cancelled in Europe due to volcanic ash. Those without this insurance were out of luck if they did not have cancellation insurance.
How can you find out if life insurance has been taken out in your name with or without your knowledge.?
Only screwed insurance agents will take a split on commission without your knowledge.
They refund you the remainder of the premium not used for the year.
Without anything damaged, lost or stolen there is nothing to claim.
yes they can
Windscreen is an optional car insurance coverage for your insurance policy. It means your damaged windscreen can be repaired without recurring costs and no effect on your no claims bonus.
Each tripo booking sight and sometimes each facility sight has it's own cancellation policy. Be sure to read what that is before you finalize your reservations. Some sights you can even purchase a cancellation insurance for a small fee if you want the peace of mind that you can cancel without being stuck with the whole bill.
Because this cruise vacation is being purchased as a surprise, travel insurance is advisable. There is a chance your parents may already have plans and cannot go on the cruise, in which case you'd have to pay fines and cancellation fees without the insurance.
No, Not legally. you must get her signature on the application.
There's probably more that you are not telling us in this question. If it's your car insurance, then no, the insurance company will send you a cancellation notice before cancelling your auto insurance. If you illegally have your car on someone else's policy, didn't pay them, and they removed your car from their policy then yes. The only thing is they never should have put your car on their policy but that is as much your fault as theirs. An individual has no requirement to notify you when they decide to make a change on their insurance policy.
No, your insurance will not be cancelled without prior notice. The insurance company is required to mail you a notice of cancellation to the address that is on your policy declarations page. The length of time of the notice is different depending on the reason for cancellation and the state regulations in the state that you live in. Remember that the insurance company is only required to mail the notice and not to tract you down if you have moved or don't open your mail, or don't check your mail. These items are your responsibility. Also, you know when your payments are due so if you haven't paid your insurance when required you might give them a call and check the status.