The first thing to do is to make sure the SOL has not expired on the debt. All states have statute of limitations that relate to the time in which a creditor has to sue the debtor for monies owed. Often collection agencies will purchase accounts that have reached the SOL expiration date and still try to collect, usually through intimidation of the debtor but sometimes a suit especially if small claims venue can be used. If the SOL does not apply, the defendant debtor's only viable defense is that the debt is not valid, which would of course require documentation. Unfortunately, the court does not recognize the inability due to any reason as a valid defense for non payment of financial obligations. The defendant is not required by law to appear at the civil hearing (trial) but failure to do so will result in an automatic default judgment being awarded the plaintiff. Judgments can be enforce according to the laws of the debtor's state, and it is the debtor's responsibility to claim all exempted property from being seized or attached by the judgment creditor, before the judgment is executed.
If you are served with lawsuit papers from a credit card company, contact an attorney immediately. If you wait, your time to answer the petition will expire and depending on the state you live in, that credit card company can obtain a default judgment to garnish your wages or your checking/savings accounts.
You can prevent your credit card from being declined by paying your bill on time and not exceeding your credit limit.
Yes. It is reported on your credit report.
Defaulting on a personal loan can effect your credit in a negative way. The lower your credit rating, the harder it is to get a loan in the future. Loan default is a civil matter, not criminal, so there is no need to worry about any jail time being served because of it. If you take out a personal loan to purchase a car and then default on the payments, the bank can take the car from you. Which will then leave a repossession on your credit report.
Credit scores range between 300 and 850 with 300 being BAD You are not a fabulous credit risk.
If you are served with lawsuit papers from a credit card company, contact an attorney immediately. If you wait, your time to answer the petition will expire and depending on the state you live in, that credit card company can obtain a default judgment to garnish your wages or your checking/savings accounts.
By that it means overdue as in you have to pay to stop it from being overdue so basically its expired why whats overdue because it depends
If the bills were overdue and you are making payments as the result of being 'dunned,' and the bills are not yet paid in full, it will reflect on your credit report.
You can't refuse court served papers. Each state varies but service could be accomplished just by leaving the papers on the door of the persons house (provided the person serving the papers are authorized to do so).
The court issues a summons or process and a sheriff or summons server delivers it to the individual. Papers are served as a result of an action filed with the court, then the court notifies those involved that they must appear.
Yes, being served could mean, physically by a sheriff or by private processor, posting or hanging, or certified mail.
If you weren't served an eviction notice and the case did not go to court, there will not be an eviction on your record. You can check the court records in your county to make sure there isn't an eviction on your record.
People may get served papers for a variety of reasons, including being involved in a legal dispute or lawsuit, receiving a court summons, or being notified of legal actions such as eviction or divorce proceedings. Serving papers is a way to officially communicate legal information and ensure that individuals are aware of their rights and obligations.
Employers do not have to give the location of an employee but they can choose to do so if they wish. It is difficult to hide when you are being sought after by creditors who wish to serve you.
I assume you mean a summons? a affidavit is created after the summons has been served, the affidavit is what goes to the courts after you have been served. There are three ways a person can be served papers. One is (personal hand delivery) two is (suitable age) which means anyone of or over the age of 15 in your household. and last is (taping to the door) after three attempts to serve you papers these are all reasonable means of being served atleast in my State.
The only reason to avoid being served for a DUI offense is to buy more time to formulate a defense or to file papers in another court or district prior to being served to attempt some other jurisdiction. Avoiding being served is simply that, avoidance, and in almost all cases you will be served eventually. Avoiding the summons by leaving the state, however, has the potential to be viewed upon negatively by the judge in the case.
Absolutely! This is long overdue.