The best thing to do is to talk to a Public Adjuster to see how they might help.
You are responsible
Selling your car with insurance claim pending, will simply null and void your insurance claim. Because your damaged car can be subjected to inspection by the Assessor of the Insurance Co. for assessment of the insurance claim any time.
When an insurance claim arises be it life or general insurance, you are to intimate the insurance co. earliest, get necessary claim forms and submit the same along with all requisite papers/documents. There should not be any clumsiness in your answer to any query and it should be clear and to the point. If the Insurance Co. requires additional papers, submit the same instantly for speedier settlement of the claim by the insurance co.
If your Insurance Co. is well equipped with the system, you can submit claim on line. Even in the negative, the intimation of claim can always be filed to the Insurance Company on line.
You are at liberty to buy same insurance products from different insurance cos, but problems may arise when you intend to submit your claim under 2 policy bonds purchased from different insurance co against a particular claim.
Unless you present a fraudulent claim, it is illegal for any Insurance co to drop you because you file a claim.
Yes it would but if it were due to the landlords negligence his liability insurance would cover the loss. Your insurance co will chase the claim against his for you. Place a claim with them.
It will be on file with the Ins Co as a cancelled claim. If the adjuster did not put the claim in the PILR database only the Ins Co will know about it. If they did it will pop up as a reported claim for all to see. PILR = Property Insurance Loss Register
If your Motor Car policy covers First Party and your car gets damaged by a collision, the insurance co. will pay for that. Whereas when there is Third Party coverage in your policy and a third party's car gets damaged by your car, the third party's claim will be borne by the insurance co.
Typically they need a police report.
You can't just cancel a claim. It is basically up to the Insurance co. to either aprove a claim or deny it. However, it the vehicle was stolen, it is your resposibility to provide a police report proving that the vehicle was indeed stolen.
Absolutely. It is treated just as another claim, which the Insurance co has to honor.