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Answered 2007-02-23 16:00:25

If there is no lien on the property, the HOA's general liability insurance should cover any liability arising from the use of the land. If the HOA isn't formal and isn't incorporated it probably doesn't have any insurance. I would consider obtaining some. Consult the HOA's legal counsel for advice for your area.

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What liability insurance coverage can be obtained for vacant land?

Whatever coverage amount you wish and that the company will accept, You can obtain liability insurance on vacant land.

Do you need insurance on vacant land?

It is not so much a question of whether you need insurance on vacant land, as it is whether or not an insurance company will insurer vacant land. Most property and casualty companies will not, That said, if you are growing a crop on it, and you therefore have something to lose (an "insurable interest"), there may be insurance available to cover some causes of loss.

How much vacant land will cover under homeowner insurance?

Homeowners insurance does not cover land. It covers the insured structures located on the land.

Insurance on vacant land?

Coverage for truly vacant land is automatically extended from most homeowners policies at no additional cost. The catch is that vacant land is considered land free from any man made structures and activities, which would include fences etc.

Is vacant land in another state covered for liability on a homeowners policy?

A standard homeowner's policy covers liability claims arising out of any vacant land owned by and insured.For coverage to apply, the land must be truly vacant, not used for farming, no structures, etc.

What is the difference between vacate and abandon land?

Abandoned land is land that is owned by someone that they stop maintaining. Vacant land does not have any structures built on it..

Is land considered a product for insurance purposes?

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Why did colonists and american indians disagree about who owned the land?

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What is the difference between farm liability insurance and vacant land general liability insurance?

Farm Liability is often a Farm Comprehensive Personal Liability coverage form and generally covers the land on which you farm as well as the products which you produce as a farmer. It covers the personal liability for the insured(s) as well as the farm exposures. There is some off-farm property coverage often written on a Farm Package. Vacant Land General Liability provides protection for the undeveloped vacant property. The definition of vacant property / vacant land is an important item to review in the coverage form. If it's to be undeveloped land and a the insured is putting a road in and / or developing the site, one might need a different class code.

Do you have to insurance on vacant land in Chicago?

It honestly depends why you want to have insurance on the vacant lot. Is it because you want to start a business on the land or make a garden or have parties or even make the place a party home for when anyone is having a party and they want it to be outdoors you could rent the person vacant lot. Then yes I would because if someone was to vandalize or destroy your property would have no way to recover the place,or find the person and make the person pay back. Plus it would be easier to have insurance to save time, and money!

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Does real estate development include the purchase of vacant or raw land?

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Why do you need liability insurance on land you do not use?

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Can one party force the other to sell vacant commercial land owned jointly?

If a joint owner wants to force the sale of the property she/he can file a Petition to Partition in the appropriate court.

What is the general liability insurance class code for land with a building?

It depends on what kind of land and what type of building structure. A Warehouse would not have the same classification as say, A restaurant. Likewise with the land, it just depends on what is being done with the land. Vacant land? developed or undeveloped land? Timber land? Hunting? etc.

Can you file bankruptcy if you own vacant land?

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Which US state has the most vacant land?


How do you get liability on vacant land without homeowners insurance?

You could get a commercial type policy -- the last one I sold in Texas was about $1200/year for $300,000 liability. They charge per acre. Insuracne is regulated by state governments. All insurance questions should be required to state what state you are in. Don't just love the English language? Why don't you have homewners insurance??? You have to live somewhere. You can buy a renters policy that has personal liability as part of the package and ask the agent if it will extend to vacant land.

Who owned the the land before the Louisiana Purchase and why did they agree to sell the land?

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What can you do on your vacant land without the permission of the local authority?


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The land owned by France and Urgel is Andorra.

Was Alaska's land was once owned by Russia?

yes Alaska's land was once owned by Russia. yes Alaska's land was once owned by Russia.

Who owned most of the land in Europe by the beginning of the Middle Ages?

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