answersLogoWhite

0


Best Answer

The statue of limitations for enforcement of a debt in Texas is 4-years for most types of debts, and that starts from the date the account was open, or last payment made (Texas Code Section 16.004 (a) (3))

User Avatar

Wiki User

14y ago
This answer is:
User Avatar
More answers
User Avatar

Wiki User

13y ago

Credit Card debt is considered an Open Line of Credit. The Statute of Limitations for collection in Texas it is 4 years. That would be from the last use or payment.

This answer is:
User Avatar

Add your answer:

Earn +20 pts
Q: What was the statute of limitations in Texas in 2005 for unpaid credit cards?
Write your answer...
Submit
Still have questions?
magnify glass
imp
Related questions

Does an obligator still have to pay child support in Texas after 50 years?

There is no statute of limitations on unpaid child support.


What is the statute of linitations for unpaid payday loans in the state of Texas?

In Texas, the statute of limitations for collecting unpaid payday loans is four years. This means that a creditor has up to four years from the date the debt became due to legally pursue repayment through the court system. After the statute of limitations has passed, creditors may not be able to sue for repayment.


What is the statute of limitations for insurance violations in Texas?

There are no limitations.


What is the statute of limitations of a debt in Texas?

A credit card or other bill is usually a written agreement. In Texas they have set the limitation at 4 years.


Can a collection company or law firm that has bought an old unpaid charge-off credit card debt that is past the statute of limitations file a small claims lawsuit against you?

YES. THEY CAN, AND THEY WILL. I am set for trial tomorrow on just such a case in Houston, Texas.


How many years does a credit card company have to sue a consumer for a debt in Texas?

Indefinitely!! However that "statute of limitations" is different per state. These limitations prevent an agency from suing you or reporting your debt to the credit bureaus if the age of the debt is too long. Here's the limitations per state: http://www.nolo.com/legal-encyclopedia/statute-of-limitations-state-laws-chart-29941.html Experience: I own a collection agency.


What is the statute of limitations of Driving under intoxagation in Texas?

Statue of limitations for dui arrest in texas


What is the statute of limitations on murder in Texas without evidence?

There is no statute of limitations on murder in Texas. The lack of evidence would be the reason they haven't brought charges.


Is there a statute of limitations on debts in Texas?

It varies in most states depending on the type of debt. However, Texas as a single rule for all types. Written agreements, including Promissory notes, Oral agreements and open ended accounts (credit cards) are all set at 4 years.


Is there a statute of limitations on DUI charge in Texas?

Once charged in Texas, there is no limit. A statute of limitations only applies before any DUI charges are brought.


What is the statute of limitations on false imprisonment in Texas?

The statute of limitations for false imprisonment or unlawful restraint in Texas is two years, pursuant to CPRC Section 16.003(a).


What is the statute of limitations of a credit card in Texas sold to a third party?

That would be classified as a written agreement in Texas. There the limit is four years from the last acknowledgement of the debt.