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If a police report was filed, then the officer acknowledged who was At Fault in the report.

However, the fact that both of you do not have insurance is a problem, as you are both in violation of the law. It is a law that any vehicle being driven on the road have, at the very least, liability insurance.

That being said, the other party still owes you for the damages to your vehicle. You should probably find (several) estimations of the cost to repair your vehicle, and give those estimations to the other party. If they refuse to pay, it may be necessary to file a civil suit.

Generally, the insurance company would do these things for you, but that clearly won't be the case this time. I suggest you find new insurance before driving again, as "driving without insurance" is, both, a ticketable and arrestable offense.

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Q: What will happen if you had an accident that was not your fault but your insurance had just been canceled and the other person didn't have insurance A police report was filed?
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Related questions

What if auto insurance was canceled before your accident?

Then you may be liable for any damage that you caused to someones property or person.


How can I find out if soomeone has auto insurance?

If you have had an accident with this person then his insurance information should be present on the accident report. If you have no claim on this person's auto insurance then it is not your business whether or not he has insurance.


How do i find a person's insurance company?

If you were involved in an accident with this person then their insurance information will be listed on the accident report. If you were not involved in an accident then it is not your business who they have insurance with. Much of this is covered by the privacy laws so if you really have to know ask the person.


What happens to a person at fault for a car accident with no insurance?

Most likely nothing. It depends if the other person had insurance. The worst that would happen with a clean record is you license suspended no more than a year.


If your car was in an accident and the other person driving was at fault. Who's insurance should pay for your car damage?

the insurance of the person responsible for the accident


What happens if the person that hits you is covered in another state?

Nothing happens if a person that hits someone in their vehicle and their insurance is covered through another state than the accident happened at. Car insurance companies will pay for damages no matter where they happen at.


If you have an auto accident and don't have insurance will the person responsible for the accident insurance pay for your repairs?

dont do nothing just relax and watch a movie


Can you get money from the opther persons car insurance for your injuries even though the accident was your fault?

No. If the accident was your fault, you can not get money from the other person's car insurance.


Are you still at fault if the other person does not have insurance?

Yes, If the accident was your fault, then it is your fault. Whether or not they have insurance has nothing to do with who's at fault, or who actually caused the accident.


How do you find out if an insurance policy has not been canceled?

If it is your policy, call the insurance company. If not, you will have to have authority over the estate or person to get information on this due to the privacy laws.


Will insurance cover my car damage if I loaned my car to an unlicensed and uninsured driver?

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How do you call a person who saw an accident happen?

An eyewitness.