That depends on whether the tree trimmers had their own liability insurance. If not then you would be held responsible because you hired them and set the situation in motion. That is definitely a question you want to ask anyone you plan to hire to work for you before they begin the work. Then you should get it in writing.
Before you hire the tree trimmer you must check to make certain they have their own liability insurance that covers damage and injury to the work crew. You should ask to have a copy of the policy and attach it to the written estimate. You should also call your homeowner's insurance company for advice on keeping yourself free from liability.
Before you hire the tree trimmer you must check to make certain they have their own liability insurance that covers damage and injury to the work crew. You should ask to have a copy of the policy and attach it to the written estimate. You should also call your homeowner's insurance company for advice on keeping yourself free from liability.
Before you hire the tree trimmer you must check to make certain they have their own liability insurance that covers damage and injury to the work crew. You should ask to have a copy of the policy and attach it to the written estimate. You should also call your homeowner's insurance company for advice on keeping yourself free from liability.
Before you hire the tree trimmer you must check to make certain they have their own liability insurance that covers damage and injury to the work crew. You should ask to have a copy of the policy and attach it to the written estimate. You should also call your homeowner's insurance company for advice on keeping yourself free from liability.
Before you hire the tree trimmer you must check to make certain they have their own liability insurance that covers damage and injury to the work crew. You should ask to have a copy of the policy and attach it to the written estimate. You should also call your homeowner's insurance company for advice on keeping yourself free from liability.
tort law
You guessed it!
Once your insurance has paid, you are responsible for the rest.
The driver is always responsible. It is the drivers obligation to verify insurance before getting behind the wheel. If you have insurance on another vehicle you may have some liability insurance covering YOU when you get in someone else's vehicle. Check with your agent.
NO, Nobody is liable for an act of nature. You would not be liable for damage to vehicle resulting from a falling tree limb. Your neighbors comprehensive auto insurance will cover the damages. You would only be liable if someone had warned you that the branch was dangerous and you took no heed.
== == == == Car insurance follows the car. If someone was injured they can go after the driver if they weren't the owner of the vehicle.
Liability insurance only covers someone else in the case that you are responsible for damages caused in a collision. Comprehensive coverage will cover a driver that you hit, as well as cover yourself for any damages inflicted during a collision.
I can think of one way: Ownership equals responsibility. If you own a dog that bites your neighbor, you are responsible for their medical bills. If you own a car and someone drives it and wrecks it, you are responsible for damages. Similarly, if your child breaks the law or damages property, you are responsible for making sure the damage gets paid for and making sure your child makes it to court or community service requirements. Because the child belongs to you, you are responsible for his/her actions.
Someone that damages things. In the early days of factory machines that spun yarn, disgruntled workers could damage machines by removing a wooden shoe (sabot) and throwing it into the machine. Thus they became saboteurs.
Neighbors
If you allow someone to enter the residence without the consent or knowledge of the owner and they take items from the home then you would be responsible for financial loss or damages that might be a result of the action.
the ones with teeth