Want this question answered?
Yes
BK will not affect any insurance policies that are already in effect.
do you know if kaiser permanente filed bankruptcy?
You are going to need approval from the trustee handling your finances, but you can get a used car loan if you recently filed for bankruptcy. There will be drawbacks though: e.g. the interest rate and insurance rate will be significantly higher.
No, they will pay the claim to you and then you will be able to do what is fiscally responsible.
Filed forms have been reviewed and approved for use by a state Insurance Department for sale by the insurance company that submitted it for approval. Unfiled forms are floaters an insurance company markets to customers which are subject to later review by a state Insurance Department, if necessary.
No. No state has ever filed for bankruptcy. States are not coverd by current U.S. bankruptcy laws.
Tracy McGrady filed for bankruptcy in January of 2014
Most death benefits are exempted from bankruptcy procedure. This however depends on the type of bankruptcy being filed, and perhaps to the laws of the state of residency.
If you mean your employer filed for bankruptcy and stopped paying your LTC insurance premium, probably. You should get notice that you can pay the premium on your own. If you mean the LTC insurance company filed for bankruptcy and notified you that you were no longer insured, you may want to consult a local bankruptcy lawyer, since the answer may depend on state law. If you mean you have been receiving LTC insurance payments because you are receiving long-term care, consult a local attorney familiar with this issue. State law may not allow it, and you may have a priority claim in the bankruptcy.
Yes of course. Insurance agents are people too. Just like anyone else, they can run into insurmountable financial difficulties. However, an insurance agent may find difficulty obtaining company appointments once a bankruptcy has been filed.
No. In most cases, public record will remain. That is why many BK attorneys, credit counselors, etc. inform you that a bankruptcy never really "goes away".