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accidental insurance
In life insurance policy, you can have accidental coverage equal to the sum insured amount, by paying extra premia. By this way, you can avail accidental coverage policy in a life insurance policy.
Accidental Death and Dismemberment insurance is often referred to as AD&D. Such insurance policies can be purchased online. State Farm Insurance offers this type of policy.
Call 1-800-621-0393
There is no such thing as an "accidental cocaine insurance policy". If what you are referring to is a health insurance policy, there may be circumstances under which it will pay for the resulting medical expenses from the accidental or unintentional ingestion of cocaine. There is usually an express exclusion, however, for the intentional use of drugs and resulting medical problems. The analysis is similar as to life insurance. There is typically an exclusion for death resulting from the intentional use of illicit drugs. However, if the ingestion was accidental (such as someone else "slipped" the drug to the insured), there may be a valid argument for collecting under the policy.
An accidental death policy is a private contract. It is not subject to a statute of limitations. The times will be dictated by the contract itself.
Your life insurance policy should contain a provision that stipulates if the policy covers death by homicide. It really varies from policy to policy, depends on the insurance company, etc.
Yes, Homeowners insurance provides coverage for sudden accidental losses as defined under the policy schedule of covered perils.
No, an accidental death would be covered by your life insurance policy.
insurance firm differs some cover it but some are reluctant to because many people will be commiting that
No - insurance is for sudden and accidental damage. Routine repairs are considered maintenance and maintenance is not covered under any insurance policy.
If the policy was an accidental death policy, probably. Accidental death usually relates to accidents on common carriers such as a plane, train, automobile,or bus. An OD would not be considered an accidental death.