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Law & Legal Issues
Auto Insurance
Auto Insurance Claims

When does an auto insurance policy take effect if you get into an auto accident at 2am and start an insurance policy at 8am?


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Wiki User
April 23, 2008 5:36PM

The policy was only incepted at 8am so it will only cover you from 8am onwards, you would have been classed as an uninsured driver at 2am! INsurance companies wont pay out on claims which happen hours before you start a policy with them!!