"No", not in most cases. I am assuming for the sake of answering your question that the facts are similar to this; you were in an accident you were not At Fault the other company has accepted liablity for the loss, and put you in a rental while your vehicle is being repaired you only had liablity coverage on your vehicle (the one in the shop). But of course need collision and comprehensive on the rental you are now using. They do not owe to pay for this coverage for you (subject to any state laws to the contrary, you could call your states dept of ins. for that answer, but I know of no states that require this). The presumption is, you didn't think it was necessary to cover your own vehicle for coll and comp so why would they pay for it on the rental? I know your vehicle was older, this one is new, etc. I totally understand, but I have seen very few of these where the 'at fault' company will provide this coverage, you can of course buy/pay for a damage waiver for this rental with the rental car company, or contact your agent, and ask if there is anything they can do about a 'short term' collision and comp coverage for this rental (but again I doubt this too).....sorry, If I can be of any further assistance please let me know more details and I will do my best to help.
Your local insurance broker can answer your question.
Your company needs commercial auto insurance if there are any vehicles being driven for business purposes. This includes rental vehicles, employees using their vehicles, or vehicles the company owns. Normal commercial auto insurance limits are $1,000,000 per occurence covering both bodily injury and property damage. (BI/PD). Physical damage coverage, towing, and rental car coverage can also be added. Commercial auto insurance only costs slightly more than personal auto insurance and is a good investment to help you protect your company if any vehicles are used in the course of your operations.
You would need a rental dwelling policy. Just ask your agent for it.
Yes, Just call your insurance agent. Your agent can recommend the right policy or coverage endorsement you need for a rental property.
No, Your Insurance contract gives the Insurance company the right to settle or defend whichever is cheaper. If the insured property owner interferes with the companies decisions you could forfeit all coverage under your policy for that claim and even get your policy cancelled.
Yes, as long as you had comprehensive and collision insurance on your own policy. Rental companies require you to have these and the other party will not pay for them.
Only if you have bought the extra coverage to have a rental. "Full coverage" usually just means you bought liability, comprehensive, and collision insurance.
You only get a rental if your policy specifies that you chose to pay extra to have rental car coverage. Having collision coverage is not the same thing as having rental. Collision coverage just covers the repairs to your vehicle. If you are not at fault for the accident, the other person's insurance will provide you with a rental car.
No, you can not purchase CDW fro a rental from an insurance company. It has to be purchased through the rental agent. CDW stands for collision damage waiver.
The forthcoming insurance companies offer collision insurances: Insurance4CarHire, Auto Rental Collision Damage Waiver, Rental Cars and the Collision Damage Waiver, etc.
There are a few insurance plans that are required by law for car rental places. These include: collision damage waiver, liability insurance, personal accident insurance, personal effects coverage.
Your question is confusing. The way I read it, the one that caused the accident was uninsured, so how can that person's insurance company pay for your rental car? He has no insurance company.
Loaded Question! 1st The rental company will force you to have Insurance or buy theirs. 2nd Check with your credit card company, mine covers rental car Collision and Comprehensive if the rental is paid with the credit card. You may be able to buy insurance through your home policy, But this depends on where you live and what insurance company.
you can buy it from the rental company or it can extend from you personal auto insurance policy at no extra cost if your insurance company provides this coverage.
This document would be available from the RV rental company that you are dealing with as each company probably has theirs slightly altered for their company.
You do not necessarily need rental car insurance. If you have comprehensive or collision insurance you may not need what the rental car company is suggesting.
A good percentage of rental car company business is around rentals connected to accidents and insurance. It's fairly common for an insurance company to pay for a person to have a rental car if that person's car is in the shop due to an accident. Even if you do not have insurance paying for the rental car, the simple fact of you having been in an accident is not going to prevent you from renting a car as long as your driver's license is valid and you have the ability to pay.