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If you are involved in a collision where a person is injured or killed, or where $750 or more of property damage has occurred regardless who is At Fault and whether or not a police report was made, you must file an SR-1 report with the DMV within ten days of the collision.

Another View: There is no 'standard' answer to this question. Every US state sets its own rules and regulations.

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13y ago
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12y ago

Cannot be answered. Various states require differing amounts of damage.

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Q: When you have a collision you must report it to the dmv if more than how many dollars in damage was done to the property of any person?
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Every person who was driving a vehicle involved in an collision on public/private property. It has to be filed within 10 days of collision.


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Will auto liability cover damage done by a deer?

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What kind of auto insurance do you need to just cover the other vehicle in case of an accident?

So I'm assuming you don't want coverage for damage to your vehicle if it were in an accident. Then your probably just going to need Property Liability & Property Damage Coverage. You wouldn't need to carry comprehensive or collision coverage. I'm from Michigan and we are a NO Fault Insurance state. So in my state most people call it PLPD. In Michigan, this is going to give you liability damage and property damage but no coverage for your vehicle itself. Usually states have minimum coverage that is mandatory. In Michigan, the state minimum is is 20,000 Bodily Injury per Person / 40,000 Bodily Injury Per Occurrence and 10,000 Property Damage. The Bodily Injury covers injuries to the other party and the Property Damage covers the damage to the other person's vehicle. You also are required to have PIP coverage in Michigan, which is Personal Injury Protection which is unlimited. This coverage is your "Medical" coverage. Hope that helps...